10315 CORTEZ ROAD W UNIT 2F, BRADENTON, FL, 34210
Active24 days on marketListed Sep 16, 2026MLS #A4705416
About this home
10315 CORTEZ ROAD W UNIT 2F
Virtually Staged. Welcome to Paradise! Don't miss this rare opportunity to live your best life at Paradise Bay Estates. This spacious elevated home built in 2018 has fantastic water views from the lanai, living room, dining room and kitchen! Enjoy a beverage on your lanai and take in the beautiful sunsets. As you step inside take note of the 9 ft ceilings with crown molding and luxury vinyl flooring through out with transom windows making it bright and sunny. The kitchen offers a center island with a raised counter for additional seating and entertaining. Modern soft close cabinets, large single bowl stainless steel sink, stainless steel appliances with an upgraded LG French door Cold Saver refrigerator. The primary bedroom has a large walk in closet. Shear fabric shades with wood cornices over both windows. The primary en suite offers a double bowl vanity, large shower upgraded with an all glass door, bench seat and upgraded lighting. A full size laundry room with cabinets for storage and utility sink. Outside take note of the large attached storage shed and covered parking for 2 vehicles. Brick pavers in front and side of the home making it maintenance free and offers additional parking for guests. Roof replaced in 2024, hot water heater 2024. This well known community is located 2 miles from the beaches of Anna Maria Island and only a short walk to the bay where you can fish or just hang out. Two boat ramps are available as well as boat slips (First come, first serve and an additional fee applies). This amazing community is very active with heated pool, clubhouse, fitness center, library, aerobics classes, pickle ball, woodworking shop, shuffleboard and horseshoe pit, and a clubhouse with dance floor that hosts pot lucks and live music. Close to everything including beaches, shopping, restaurants, golf and world class fishing. The only way to fully appreciate this home and community is to see it for yourself. Schedule an appointment today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,248
Sqft
0.1 ac
Lot size
2018
Year built
One
Levels
$397
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,740 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,740/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+83.2%
$/sqft vs PARADISE BAY ESTATES CO-OP
$397 vs $305
Days on market
24 vs 75 typical
Where $397/sqft sits among the 10 homes for sale in PARADISE BAY ESTATES CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
3 of 10
PARADISE BAY ESTATES CO-OP have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 136% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10315 CORTEZ ROAD W UNIT 2F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$350,000
10315 CORTEZ RD W UNIT 13H · same community
2 bd · 2 ba · 1,188 sqft · $295/sqft · 62 DOM
Sold · Oct ’25$399,000
10315 CORTEZ ROAD W UNIT 5H · same community
2 bd · 2 ba · 1,404 sqft · $284/sqft · 0 DOM
Sold · Apr ’26$218,000
10315 CORTEZ ROAD W UNIT 24H · same community
2 bd · 1 ba · 1,076 sqft · $203/sqft · 287 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10315 CORTEZ ROAD W UNIT 2F — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10315 CORTEZ ROAD W UNIT 2F — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10315 CORTEZ ROAD W UNIT 2F FAQs
What would the monthly payment be for 10315 CORTEZ ROAD W UNIT 2F?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,740/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10315 CORTEZ ROAD W UNIT 2F?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10315 CORTEZ ROAD W UNIT 2F?+
The most recent tax bill on record (2025) was $3,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10315 CORTEZ ROAD W UNIT 2F?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $495,000, this home is listed about 27% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10315 CORTEZ ROAD W UNIT 2F?+
Electa Lee Magnet Middle School (middle), Bayshore Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kelly Erb. MLS #A4705416.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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