10315 CORTEZ ROAD W UNIT 27F, BRADENTON, FL, 34210
Active148 days on marketListed Mar 13, 2026MLS #A4685824
About this home
10315 CORTEZ ROAD W UNIT 27F
One or more photo(s) has been virtually staged. Experience the quintessential Florida lifestyle in this meticulously maintained residence located in Paradise Bay, a vibrant 55+ "Best Kept Secret" waterfront community. This home shows beautifully and offers the rare privilege of owning one of only four properties in the entire park with a private rooftop deck. From this elevated vantage point, the new owners will enjoy serene bay views and stunning sunsets without the bay front price tag. Paradise Bay is currently undergoing an exciting period of revitalization, making it one of the most desirable locations in the area. The community is seeing the addition of numerous new units, the clubhouse is undergoing a beautiful renovation, and a brand-new dock has just been installed at one of the two boat launches. Residents enjoy a temperature-controlled pool and spa, professional-grade shuffleboard courts, pickleball courts, bocce and a marina with easy access to the Intracoastal Waterway—all just minutes from the pristine beaches of Anna Maria Island. The property itself is in top condition and has been cared for with an incredible eye for detail. Per the seller, only the ground-level lanai received water during recent storms. Following the hurricane, the sellers proactively made significant 2025 improvements to ensure total peace of mind, including a fully updated kitchen with granite countertops, two renovated bathrooms w/granite vanity tops, and brand-new sub-flooring and insulation. The interior has also been refreshed with new carpet and luxury vinyl tile throughout. Please be sure to view the uploaded full list of improvements to see the extensive work done to the framing, plumbing, and mechanicals. Oh and there is a a large storage area to boot! Don't wait—make this unit yours and spend next winter enjoying bay views from your rooftop deck!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,274
Sqft
0.09 ac
Lot size
1969
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,508 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,508/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.4%
$/sqft vs PARADISE BAY ESTATES CO-OP
$255 vs $270
Days on market
148 vs 55 typical
Where $255/sqft sits among the 6 homes for sale in PARADISE BAY ESTATES CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
2 of 6
PARADISE BAY ESTATES CO-OP have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10315 CORTEZ ROAD W UNIT 27F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$350,000
10315 CORTEZ RD W UNIT 13H · same community
2 bd · 2 ba · 1,188 sqft · $295/sqft · 62 DOM
Sold · Oct ’25$399,000
10315 CORTEZ ROAD W UNIT 5H · same community
2 bd · 2 ba · 1,404 sqft · $284/sqft · 0 DOM
Sold · Apr ’26$218,000
10315 CORTEZ ROAD W UNIT 24H · same community
2 bd · 1 ba · 1,076 sqft · $203/sqft · 287 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10315 CORTEZ ROAD W UNIT 27F — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10315 CORTEZ ROAD W UNIT 27F — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10315 CORTEZ ROAD W UNIT 27F FAQs
What would the monthly payment be for 10315 CORTEZ ROAD W UNIT 27F?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,508/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10315 CORTEZ ROAD W UNIT 27F?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10315 CORTEZ ROAD W UNIT 27F?+
The most recent tax bill on record (2025) was $1,338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10315 CORTEZ ROAD W UNIT 27F?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $325,000, this home is listed about 17% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10315 CORTEZ ROAD W UNIT 27F?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 63% above the BRADENTON 34210 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
148 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Veronica McManus. MLS #A4685824.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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