264 SAINT LUCIA DRIVE UNIT 201, BRADENTON, FL, 34209
Active8 days on marketListed Aug 8, 2026MLS #A4699993
About this home
264 SAINT LUCIA DRIVE UNIT 201
Wake up to captivating water views in this beautifully appointed, fully furnished residence in the exclusive waterfront community of Harbour Isle. Perfectly positioned along the Intracoastal, this exceptional home blends effortless luxury with the relaxed elegance of coastal living, just moments from the world-famous shores of Anna Maria Island. The thoughtfully designed floor plan features two spacious bedrooms, two full baths, and a versatile den/office with plantation shutters that can easily transform into a private retreat for overnight guests. Adding to the home’s exceptional convenience is a private elevator accessible directly from the oversized two-car garage, a coveted feature that allows you and your guests to enter the residence without ever having to climb stairs to reach the elevator. Inside, soaring ceilings and a striking custom vaulted wood ceiling create a dramatic yet inviting atmosphere. The open-concept living and dining areas flow beautifully into the chef’s kitchen, complete with granite countertops, stainless-steel appliances, and an expansive walk-in pantry with custom built-in shelving. The flexible layout is ideal for entertaining while still offering the option to create a separate dining space adjacent to the kitchen. Elegant upgrades elevate every detail, including plantation shutters, custom powered shades, custom wood-trimmed windows, built-in closet systems, and upgraded ceiling fans. The oversized side-entry two-car garage offers generous space for vehicles, bicycles, beach gear, and everything needed for the ultimate coastal lifestyle. Just steps from your door, Harbour Isle’s private Beach Club delivers a true resort-style experience. Sip cocktails while watching spectacular sunsets over Anna Maria Sound from the Skybar and restaurant, unwind by the waterfront pool and spa, enjoy the state-of-the-art fitness center, or take advantage of three additional community pools, complimentary kayaks, and picturesque walking trails. And just across the bridge lies the undeniable charm of Anna Maria Island, sugar-white beaches, turquoise Gulf waters, waterfront dining, and the laid-back island lifestyle people travel from around the world to experience. Wake to the sun shining over the water, spend your days surrounded by paradise, and toast to another unforgettable Florida sunset. Fully furnished and ready to enjoy, this is more than a residence, it’s your invitation to live the Harbour Isle lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,011
Sqft
2
Garage
2018
Year built
Two
Levels
$622
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,190 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,190/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50.7%
$/sqft vs Bradenton actives
$622 vs $245
Days on market
8 vs 56 typical
Where $622/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Perico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Perico — neighborhood snapshot
Population
1,539
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
43%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 382% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 264 SAINT LUCIA DRIVE UNIT 201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$380,000
Nearby listing · same community
2 bd · 2 ba · 1,989 sqft · $191/sqft · 92 DOM
Sold · Sep ’25$370,000
37 Harbour Isle Drive E # 304, Fort Pierce FL 34949 · same community
2 bd · 2 ba · 1,989 sqft · $186/sqft · 118 DOM
Sold · Mar ’26$360,000
Nearby listing · same community
2 bd · 2 ba · 1,989 sqft · $181/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 264 SAINT LUCIA DRIVE UNIT 201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 264 SAINT LUCIA DRIVE UNIT 201 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
264 SAINT LUCIA DRIVE UNIT 201 FAQs
What would the monthly payment be for 264 SAINT LUCIA DRIVE UNIT 201?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,190/mo — principal and interest, the actual property-tax bill, the $418/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 264 SAINT LUCIA DRIVE UNIT 201?+
The association fee works out to $418 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 264 SAINT LUCIA DRIVE UNIT 201?+
The most recent tax bill on record (2025) was $16,775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 264 SAINT LUCIA DRIVE UNIT 201?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,250,000, this home is listed about 221% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 264 SAINT LUCIA DRIVE UNIT 201?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,250,000 runs 382% above the BRADENTON 34209 median — but at 2,011 sqft it's also 29% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Charles Buky. MLS #A4699993.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 264 SAINT LUCIA DRIVE UNIT 201 but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →