311 SAPPHIRE LAKE DRIVE UNIT 202, BRADENTON, FL, 34209
Active29 days on marketListed Aug 22, 2026MLS #A4703371
About this home
311 SAPPHIRE LAKE DRIVE UNIT 202
Discover effortless island living in this beautifully appointed 3-bedroom, 3-bathroom Harbour Isle condo featuring the sought-after Harbour Retreat floorplan, a den, sunroom, retreat, and two private balconies overlooking a lush green sanctuary. Spacious 2 car garage and a private elevator to all 3 floors. Offered turnkey furnished, this move-in-ready residence combines sophisticated coastal style with comfortable, functional living. The open-concept great room is enhanced by soaring cathedral ceilings and tropical paddle fans, creating an inviting setting for relaxing and entertaining. The spacious eat-in kitchen features elegant stone countertops, ample cabinetry, and a wine refrigerator, while the adjoining dining room provides a dedicated space for memorable dinners and gatherings. The thoughtfully designed floor plan offers exceptional flexibility. The primary suite is a private retreat with an en-suite bathroom featuring a luxurious soaking tub, walk-in shower, dual vanities, and two walk-in closets. A second bedroom offers its own en-suite bath, while the third full bathroom provides convenient hallway access. There is also a third bedroom with twin beds. The additional den, sunroom, and retreat create versatile spaces for a home office, guests, hobbies, reading, or simply enjoying the relaxed Florida lifestyle. Built for comfort and peace of mind, this residence features impact-rated windows and doors, LEED certification, and an HVAC system installed in 2023. Two balconies extend the living space outdoors and provide wonderful opportunities to enjoy the tropical surroundings, green sanctuary views, and coastal breezes. Located within the desirable gated Harbour Isle community, residents enjoy an exceptional collection of amenities at the private Beach Club, including a workout room, yoga lawn, pavilion, and beach access on Anna Maria Sound with kayaks available for residents' use. Whether you're looking for a full-time residence, vacation getaway, or turnkey coastal retreat, Harbour Isle offers the ideal combination of resort-style amenities, natural beauty, and proximity to the Gulf beaches. And the location is hard to beat. Cross the bridge and you're on Anna Maria Island, surrounded by the area's famous sugar-sand beaches, charming beach shops, casual waterfront eateries, fresh Gulf seafood, award-winning burgers, and fine dining. Just outside the community entrance are The Compass Hotel, a marina, and Floridays Restaurant, making dining, boating, and island adventures remarkably convenient.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,780
Sqft
0.14 ac
Lot size
2
Garage
2012
Year built
Three Or More
Levels
$360
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,261 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,261/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.6%
$/sqft vs Bradenton actives
$360 vs $241
Days on market
29 vs 56 typical
Where $360/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Perico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Perico — neighborhood snapshot
Population
1,539
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
43%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
255 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 242% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 311 SAPPHIRE LAKE DRIVE UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$360,000
1192 LAMBERT LN. · same community
3 bd · 2 ba · 1,392 sqft · $259/sqft · 42 DOM
Sold · Jan ’26$735,000
10427 SPOONBILL ROAD W
2 bd · 2 ba · 2,100 sqft · $350/sqft · 103 DOM
Sold · Feb ’26$536,000
1247 EDGEWATER CIRCLE UNIT 1247
3 bd · 2 ba · 2,092 sqft · $256/sqft · 158 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 311 SAPPHIRE LAKE DRIVE UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 311 SAPPHIRE LAKE DRIVE UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
311 SAPPHIRE LAKE DRIVE UNIT 202 FAQs
What would the monthly payment be for 311 SAPPHIRE LAKE DRIVE UNIT 202?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,261/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 311 SAPPHIRE LAKE DRIVE UNIT 202?+
The most recent tax bill on record (2025) was $15,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 311 SAPPHIRE LAKE DRIVE UNIT 202?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,000,000, this home is listed about 156% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 311 SAPPHIRE LAKE DRIVE UNIT 202?+
Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,000,000 runs 242% above the BRADENTON 34209 median — but at 2,780 sqft it's also nearly twice the size of the typical Bradenton listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Becky Smith. MLS #A4703371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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