280 SAINT LUCIA DRIVE UNIT 202, BRADENTON, FL, 34209
Active22 days on marketListed Oct 16, 2026MLS #A4708482
About this home
280 SAINT LUCIA DRIVE UNIT 202
Incomparable, gorgeous, spacious, expansive water views, spectacular — are just a few of the words used to describe this beautiful, full of upgrades, home in the highly sought after gated community of Harbour Isle on Anna Maria Sound. This stunning luxury home is perfection and is the largest home available in the community. The Harbour Grand Retreat model is 2960 sq. ft , is rarely available and currently the only one of its kind in Harbour Isle with unobstructed views of Anna Maria Sound for sale. The three bedroom, three bath, den/office, sunroom, living room, formal dining room, retreat, kitchen and “cafe” home also offers a dazzling observatory with a surround balcony on the outside with unrivaled views of Anna Maria Sound and Sapphire Lake. The multitude of upgrades in this truly luxury home are unparalleled. To name a few — crown molding throughout the home, custom fans and amazing, custom lighting and chandeliers, wood plank look tile flooring throughout, a kitchen nook/cafe with banquette booth seating, stacked stone wall feature, custom window treatments and wood hard valances, a balcony off of the formal dining room and another off the retreat area — so three beautiful balconies and a spacious front porch — and many more beautiful appointments. The gourmet kitchen features glass backsplash, GE Profile appliances - double oven, convection oven/microwave, refrigerator, a Bosch dishwasher, solid wood cabinets and a large island with quartz counters. The den/office has built-in shelving and the retreat features a built-in unit with custom bar and glasses, Vino temp and soda refrigerator perfect for maximum entertaining. The Owners’ retreat offers spa-like privacy with 2 walk in custom closets and a large shower and dual vanity. The hall bath is beautifully appointed with floor to ceiling marble in tub area. The third bedroom features an ensuite bath with floor to ceiling marble. This home has a private elevator and a two car garage with storage racks hung from ceiling. The laundry room is on the main living area and features washer, dryer and utility sink. The furniture is negotiable. Move right in and enjoy spectacular sunsets each evening from most areas of your home overlooking Anna Maria Sound and out into Tampa Bay. This magnificent home is just a little over a mile from the sugar sand beaches and island charm of Anna Maria Island and less than two miles from the famous Robinson Preserve with miles of walking, biking kayaking. Right outside the gates of Harbour Isle for your entertainment is Safe Harbor Marina, Floridays Restaurant and Margaritaville inspired Compass Hotel. AND, while you are inside the gates of your private, gated paradise of Harbour Isle enjoy 2.5 miles of walking trails, the Beach Club with the heated resort pool, spa, beach, kayak launch, 4,200 ft. fitness center, the Mangrove Walk pool with grill area, cabanas, dining area and fire pit, the Edgewater pool area with lap pool and the One Particular Harbour pool area with splash pad, grills, dining area and playground. This is luxury in Paradise and can be all yours! Don’t miss out on this one-of-a-kind home!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,960
Sqft
2
Garage
2017
Year built
Three Or More
Levels
$557
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,937 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,937/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56.1%
$/sqft vs Bradenton actives
$557 vs $238
Days on market
22 vs 56 typical
Where $557/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Perico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Perico — neighborhood snapshot
Population
1,539
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
43%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $425K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
182 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 450% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 280 SAINT LUCIA DRIVE UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$1,000,000
310 COMPASS POINT DRIVE UNIT 201 · same community
2 bd · 2 ba · 2,002 sqft · $500/sqft · 16 DOM
Sold · Jun ’26$360,000
1192 LAMBERT LN. · same community
3 bd · 2 ba · 1,392 sqft · $259/sqft · 42 DOM
Sold · Jan ’26$735,000
10427 SPOONBILL ROAD W
2 bd · 2 ba · 2,100 sqft · $350/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 280 SAINT LUCIA DRIVE UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 280 SAINT LUCIA DRIVE UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
280 SAINT LUCIA DRIVE UNIT 202 FAQs
What would the monthly payment be for 280 SAINT LUCIA DRIVE UNIT 202?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $12,937/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 280 SAINT LUCIA DRIVE UNIT 202?+
The most recent tax bill on record (2026) was $21,294. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 280 SAINT LUCIA DRIVE UNIT 202?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,650,000, this home is listed about 327% above the Bradenton median of $386,700. The market section on this page shows how the area is trending.
Which schools are assigned to 280 SAINT LUCIA DRIVE UNIT 202?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,650,000 runs 450% above the BRADENTON 34209 median — but at 2,960 sqft it's also nearly twice the size of the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER · Dennis Smith, LLC. MLS #A4708482.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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