CENTURY 21 Edge
$339,900$349,9002 bd2 ba1,074 sqft$316 /sqft≈$2,966 /mo all-in ↓

18565 EDGEWATER DRIVE, PORT CHARLOTTE, FL, 33948

Active106 days on marketListed Jul 24, 2026MLS #A4700924

✦ Reduced $10KPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 037

About this home

18565 EDGEWATER DRIVE

Welcome to 18565 Edgewater Drive — a turnkey Port Charlotte pool home in tip-top condition, where every day feels like vacation. NO HOA. NO CDD. NO CARPET. Just a light, bright, meticulously maintained home. Step inside to an open floor plan crowned by vaulted ceilings, with easy-care ceramic tile flowing throughout. The kitchen has been recently renovated and features sparking quartz counters, shaker cabinets and stylish hardware. Two spacious bedrooms with generous closets and two beautifully remodeled bathrooms anchor the layout, while pocketing sliding glass doors blur the line between indoors and out. The primary suite opens directly to the lanai, so your mornings can start poolside. Peace of mind is built in with hurricane-impact windows and an impact garage door. The oversized two-car garage is even air conditioned — a rare and welcome touch for a workshop, hobby space. Outside is where this home truly shines. A sparkling saltwater pool with Pebble Tec finish is framed by a brand-new screen and frame, and heated and chilled by a new heat-pump system so it's perfectly comfortable in January or August. An expansive lanai offers room to entertain, dine, or stretch out in the sun, and a convenient exterior hot-water shower makes rinsing off after a swim — or a day at the beach — effortless. New hardwired landscape lighting keeps the backyard glowing after dark. The current owners have invested nearly $38,000 in upgrades this past year alone, including both bathrooms, the pool screen and frame, a new pool heating/cooling system, a new chlorinator, backyard lighting, and a new front storm door. The location delivers the Southwest Florida lifestyle in full. You're minutes from public boat ramps and the legendary waters of Charlotte Harbor, where world-class tarpon, snook, and redfish fishing await. Championship golf, the Port Charlotte Town Center, and the Tampa Bay Rays' spring training at Charlotte Sports Park are all close by. Historic downtown Punta Gorda, Fishermen's Village, and the waterfront Sunseeker Resort are a short drive, and the sugar-sand Gulf beaches of Englewood and Manasota Key are roughly a half hour away. Punta Gorda Airport makes seasonal travel a breeze. Whether you're a snowbird seeking a winter retreat, a first-time buyer ready to own a slice of paradise, or an investor eyeing strong rental potential, this one checks every box. Schedule your private showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,074

Sqft

0.23 ac

Lot size

2

Garage

1988

Year built

One

Levels

$316

Per sqft

Private poolTrees/Woods viewNegotiable

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Stone Counters · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
ViewTrees/Woods
FacesNorth
ExteriorLighting · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$3,860/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,966 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,334
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$322
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,897Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,897
Interest rate7.50%
Loan term

Estimated payment

$2,966/mo

Principal & interest$2,334
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$322
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$221KedgeAI estimate $239,850 · range $231K–$264K$353K

vs edgeAI estimate

+41.7%

$/sqft vs PORT CHARLOTTE SEC 037

$316 vs $224

Days on market

106 vs 55 typical

Where $316/sqft sits among the 35 homes for sale in PORT CHARLOTTE SEC 037

10
9
9
4 · this home
0
3
$149–194$194–240$240–285$285–331$331–377$377+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside O'hara

Get to know Port Charlotte. See the full Port Charlotte guide →

O'hara — neighborhood snapshot

Population

5,352

Median age

60

Median income

$82,920

Median home value

$388,707

Avg household

2

Households w/ children

384

For the school run

Charlotte County School District

ElementaryMeadow Park Elementary School★★★★★
MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$290K → $290K

Port Charlotte median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

17 of 35

PORT CHARLOTTE SEC 037 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 819% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $339,900 ▼ $10K
Jul 24, 2026Listed at $349,900 · 106 days on market since
1988Built · PORT CHARLOTTE SEC 037

Reality check

What actually sold near 18565 EDGEWATER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4104 MUNSON STREETSold · Jun ’26

$380,000

4104 MUNSON STREET · same community

3 bd · 2 ba · 1,196 sqft · $318/sqft · 77 DOM

4398 WYNKOOP CIRCLESold · May ’26

$372,000

4398 WYNKOOP CIRCLE · same community

2 bd · 2 ba · 942 sqft · $395/sqft · 12 DOM

18074 LAKE WORTH BOULEVARDSold · Nov ’25

$204,500

18074 LAKE WORTH BOULEVARD · same community

3 bd · 2 ba · 1,213 sqft · $169/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 18565 EDGEWATER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18565 EDGEWATER DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18565 EDGEWATER DRIVE FAQs

What would the monthly payment be for 18565 EDGEWATER DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,966/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18565 EDGEWATER DRIVE?+

The most recent tax bill on record (2025) was $3,860. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18565 EDGEWATER DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $339,900, this home is listed about 3% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.

Which schools are assigned to 18565 EDGEWATER DRIVE?+

Meadow Park Elementary School (elementary), Murdock Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$339,900 runs 819% above the PORT CHARLOTTE 33948 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $349,900, now $339,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of FINE PROPERTIES · Pamela Williams, PLLC. MLS #A4700924.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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