4404 SHAPPELL STREET, PORT CHARLOTTE, FL, 33948
Active16 days on marketListed Oct 22, 2026MLS #C7532253
Come see it
Upcoming open house
Sun, Nov 8
12:00 PM – 2:00 PM
About this home
4404 SHAPPELL STREET
Enjoy Florida living in this spacious 3-bedroom, 2.5-bathroom POOL HOME with a CONVERTED GARAGE, situated on an OVERSIZED CORNER LOT in Port Charlotte! Featuring HIGH VAULTED CEILINGS, a SPLIT-BEDROOM FLOOR PLAN, and inviting indoor-outdoor living spaces, this home offers comfort, flexibility, and plenty of room to entertain. INTERIOR FEATURES The bright, open living and dining areas flow seamlessly into the kitchen, while a separate family room provides additional living and entertaining space. • High vaulted ceilings • Tile and luxury vinyl flooring throughout • Open living and dining room • Separate family room • Split-bedroom floor plan KITCHEN The spacious EAT-IN KITCHEN offers a functional layout with plenty of storage and room for casual dining. • NEWER stainless steel appliances • Granite countertops • Breakfast bar • Closet pantry PRIMARY SUITE • Dual walk-in closets • Private en-suite bathroom • Dual-sink vanity • Walk-in shower • Linen closet GUEST BEDROOMS & BATHROOMS • Two guest bedrooms on a split-bedroom floor plan for privacy • Shared full guest bathroom with lanai access • Additional half bathroom for convenience CONVERTED GARAGE / BONUS ROOM The original TWO-CAR GARAGE has been converted into a versatile FOURTH BEDROOM/BONUS ROOM with a MINI-SPLIT A/C SYSTEM for added comfort. Ideal for a home office, fitness room, hobby space, or additional living area, this flexible space also offers the potential to be converted back into a two-car garage. OUTDOOR LIVING Enjoy your own PRIVATE BACKYARD RETREAT! The spacious SCREENED LANAI offers plenty of room for outdoor dining and entertaining, while the PRIVATE POOL provides the perfect place to relax and unwind. The expansive backyard features a FIRE PIT and plenty of room to expand your outdoor entertaining space. • Large screened lanai • Private swimming pool • OVERSIZED CORNER LOT • Spacious backyard with fire pit • Plenty of potential for additional outdoor living UPDATES & ADDITIONAL FEATURES • NEWER ROOF • NEWER A/C SYSTEM • NEWER APPLIANCES • HOME HAS BEEN REPIPED • Mini-split A/C in converted garage • HURRICANE IMPACT WINDOWS across the front of the home • HURRICANE IMPACT DOOR AREA HIGHLIGHTS Conveniently located in PORT CHARLOTTE, this home offers easy access to shopping, dining, medical facilities, golf courses, and outdoor recreation. Enjoy nearby PORT CHARLOTTE BEACH PARK with Charlotte Harbor views, a fishing pier, and boat ramp. Explore historic downtown PUNTA GORDA and FISHERMEN'S VILLAGE for waterfront dining, shopping, and entertainment. Boating, fishing, nature trails, and the beautiful Gulf beaches of ENGLEWOOD and BOCA GRANDE are all within driving distance. With its GENEROUS LIVING SPACE, PRIVATE POOL, OVERSIZED LOT, and NUMEROUS UPDATES, this home offers a wonderful opportunity to enjoy the SOUTHWEST FLORIDA LIFESTYLE!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,982
Sqft
0.27 ac
Lot size
1988
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,924 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,924/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs PORT CHARLOTTE SEC 037
$177 vs $234
Days on market
16 vs 55 typical
Where $177/sqft sits among the 35 homes for sale in PORT CHARLOTTE SEC 037
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,352
Median age
60
Median income
$82,920
Median home value
$388,707
Avg household
2
Households w/ children
384
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
18 of 35
PORT CHARLOTTE SEC 037 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 846% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4404 SHAPPELL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$491,000
4406 MEAGER CIRCLE · same community
3 bd · 3 ba · 2,000 sqft · $246/sqft · 5 DOM
Sold · Jul ’26$321,000
4423 ALBACORE CIRCLE · same community
3 bd · 2 ba · 2,032 sqft · $158/sqft · 40 DOM
Sold · Apr ’26$475,000
18809 MCGRATH CIRCLE · same community
3 bd · 3 ba · 2,084 sqft · $228/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4404 SHAPPELL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4404 SHAPPELL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4404 SHAPPELL STREET FAQs
What would the monthly payment be for 4404 SHAPPELL STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,924/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4404 SHAPPELL STREET?+
The most recent tax bill on record (2025) was $2,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4404 SHAPPELL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $350,000, this home is listed about 6% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4404 SHAPPELL STREET?+
Meadow Park Elementary School (elementary), Murdock Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Robert Rose. MLS #C7532253.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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