140 RIVIERA DUNES WAY UNIT 401, PALMETTO, FL, 34221
Active24 days on marketListed Aug 27, 2026MLS #A4702820
About this home
140 RIVIERA DUNES WAY UNIT 401
WATERFRONT CORNER RESIDENCE | BEAUTIFULLY UPDATED | RESORT-STYLE LIVING Experience waterfront living at BEL MARE AT RIVIERA DUNES, where this beautifully presented 2-BEDROOM, 2-BATH CORNER RESIDENCE combines thoughtful updates, abundant natural light and picturesque views of the marina, surrounding waterways and Florida landscape. A SHARED SEMI-PRIVATE ELEVATOR FOYER provides a welcoming arrival and added separation from the main corridor. Inside, a soft coastal palette and expansive windows create a light, inviting atmosphere while keeping the waterfront setting beautifully connected to the interior. CAPIZ-STYLE CHANDELIERS IN BOTH THE ENTRY AND DINING AREA add a distinctive coastal-inspired design element and an elegant finishing touch. At the heart of the residence is a THOUGHTFULLY REMODELED KITCHEN featuring a desirable one-level design, QUARTZ COUNTERTOPS, UPDATED BACKSPLASH, COOKTOP WITH HOOD VENT, and a collection of updated appliances including the microwave/oven, refrigerator and dishwasher. The open configuration flows naturally into the dining and living areas, creating an easy setting for entertaining or simply enjoying everyday life along the water. Additional upgrades include MOTORIZED WINDOW SHADES THROUGHOUT, LUXURY VINYL PLANK FLOORING IN BOTH BEDROOMS, and an updated laundry area with a QUARTZ COUNTERTOP AND ALL-IN-ONE WASHER/DRYER. The split-bedroom layout provides privacy for owners and guests, while generous windows throughout the residence capture natural light and changing waterfront views. Step outside to the covered terrace and enjoy your own front-row seat to the Riviera Dunes lifestyle—morning coffee overlooking the water, an evening breeze, or simply watching the boats and marina activity below. Life at BEL MARE extends far beyond the residence. Owners enjoy an exceptional collection of RESORT-STYLE AMENITIES, including multiple swimming pools and spas, a 24-hour fitness center, pickleball courts, a 9-hole putting green, billiards room, movie theater, guest suites, social and gathering spaces, outdoor pavilion and grilling areas, along with the surrounding marina lifestyle. Waterfront dining and live entertainment are also just moments away. Ideally located along Florida's Gulf Coast, Bel Mare provides convenient access to DOWNTOWN BRADENTON, ANNA MARIA ISLAND, SARASOTA, ST. PETERSBURG AND TAMPA, with Gulf beaches, boating, dining, shopping, arts and entertainment all within easy reach. Sarasota-Bradenton, St. Pete-Clearwater and Tampa international airports provide convenient options for regional and international travel. The residence also conveys with TWO ASSIGNED UNDER-BUILDING GARAGE PARKING SPACES, NOS. 2-95 AND 2-96 IN GARAGE NO. 2, plus CLIMATE-CONTROLLED STORAGE for additional convenience. CORNER RESIDENCE. WATERFRONT VIEWS. REMODELED KITCHEN. QUARTZ COUNTERTOPS. MOTORIZED SHADES. CAPIZ-STYLE CHANDELIERS. LUXURY VINYL PLANK FLOORING. TWO GARAGE SPACES. CLIMATE-CONTROLLED STORAGE. RESORT-STYLE AMENITIES. A beautifully updated waterfront residence offering the comfort, convenience and lifestyle that make BEL MARE AT RIVIERA DUNES such a distinctive place to call home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,847
Sqft
1.38 ac
Lot size
2
Garage
2007
Year built
One
Levels
$365
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,467 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,467/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.9%
$/sqft vs Palmetto actives
$365 vs $204
Days on market
24 vs 61 typical
Where $365/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
238 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 140 RIVIERA DUNES WAY UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$550,000
140 RIVIERA DUNES WAY UNIT 404 · same community
2 bd · 2 ba · 1,978 sqft · $278/sqft · 29 DOM
Sold · Jun ’26$499,000
140 RIVIERA DUNES WAY UNIT 605 · same community
2 bd · 2.5 ba · 2,051 sqft · $243/sqft · 124 DOM
Sold · Oct ’25$765,000
140 RIVIERA DUNES WAY UNIT 202 · same community
2 bd · 2.5 ba · 2,167 sqft · $353/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 140 RIVIERA DUNES WAY UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 RIVIERA DUNES WAY UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
140 RIVIERA DUNES WAY UNIT 401 FAQs
What would the monthly payment be for 140 RIVIERA DUNES WAY UNIT 401?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,467/mo — principal and interest, the actual property-tax bill, the $1,717/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 140 RIVIERA DUNES WAY UNIT 401?+
The association fee works out to $1,717 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 140 RIVIERA DUNES WAY UNIT 401?+
The most recent tax bill on record (2025) was $8,333. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 140 RIVIERA DUNES WAY UNIT 401?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $675,000, this home is listed about 71% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 140 RIVIERA DUNES WAY UNIT 401?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$675,000 runs 83% above the PALMETTO 34221 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,717/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Becky Mallari. MLS #A4702820.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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