140 RIVIERA DUNES WAY UNIT 306, PALMETTO, FL, 34221
Active6 days on marketListed Oct 4, 2026MLS #TB8549004
Come see it
Upcoming open house
Sun, Oct 11
1:00 PM – 3:00 PM
When you arrive at Bel Mare, please stay in the right-hand lane and call Angel Wilkinson and we will buzz you in. Once inside the gate, feel free to park in any open visitor spot and we will meet you in the lobby.
About this home
140 RIVIERA DUNES WAY UNIT 306
Discover an exceptional opportunity to enjoy the Bel Mare at Riviera Dunes lifestyle in this spacious two-bedroom, two-bath residence with a desirable WATERVIEW, split-bedroom design and semi-private elevator foyer. Located on the third floor, this beautiful residence offers a comfortable, well-planned layout with privacy between the primary suite and guest bedroom. Enjoy the WATERVIEW from the residence while taking advantage of the opportunity to move right in and enjoy the home as it is today or personalize and update it over time to reflect your own style. Select staging, personal and decorative items are excluded. This is a great opportunity to own in an active, amenity-rich community. Bel Mare offers an impressive collection of recreational and lifestyle amenities, including resort-style and lap pools, pickleball, bocce, a nine-hole putting green, fitness facilities, owner guest suites, social and gathering spaces, and the Beach Club. Riviera Dunes Marina is conveniently located nearby, with opportunities to purchase or lease a boat slip subject to availability, along with waterfront dining just a short distance away. Enjoy convenient access to downtown Bradenton, Riverwalk, the Bradenton Area Convention Center and the Gulf Islands Ferry, providing access toward Anna Maria Island and the Gulf beaches. Sarasota, St. Petersburg and the greater Tampa Bay area are also within convenient reach. With its WATERVIEW offering, split-bedroom floor plan, semi-private elevator foyer and extensive community amenities, Unit 306 presents an inviting opportunity to experience the Bel Mare at Riviera Dunes lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,847
Sqft
1.38 ac
Lot size
1
Garage
2007
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs Palmetto actives
$238 vs $203
Days on market
6 vs 79 typical
Where $238/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $372K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
239 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 140 RIVIERA DUNES WAY UNIT 306
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$550,000
140 RIVIERA DUNES WAY UNIT 404 · same community
2 bd · 2 ba · 1,978 sqft · $278/sqft · 29 DOM
Sold · Jun ’26$499,000
140 RIVIERA DUNES WAY UNIT 605 · same community
2 bd · 2.5 ba · 2,051 sqft · $243/sqft · 124 DOM
Sold · Oct ’25$765,000
140 RIVIERA DUNES WAY UNIT 202 · same community
2 bd · 2.5 ba · 2,167 sqft · $353/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 140 RIVIERA DUNES WAY UNIT 306 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 RIVIERA DUNES WAY UNIT 306 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
140 RIVIERA DUNES WAY UNIT 306 FAQs
What would the monthly payment be for 140 RIVIERA DUNES WAY UNIT 306?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,177/mo — principal and interest, the actual property-tax bill, the $1,717/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 140 RIVIERA DUNES WAY UNIT 306?+
The association fee works out to $1,717 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 140 RIVIERA DUNES WAY UNIT 306?+
The most recent tax bill on record (2025) was $6,255. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 140 RIVIERA DUNES WAY UNIT 306?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $439,000, this home is listed about 11% above the Palmetto median of $396,999. The market section on this page shows how the area is trending.
Which schools are assigned to 140 RIVIERA DUNES WAY UNIT 306?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$439,000 runs 17% above the PALMETTO 34221 median.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,717/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 6 days on market in a Palmetto market that averages 79 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Angel Wilkinson. MLS #TB8549004.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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