CENTURY 21 Edge
✦ Short-Term Rental Eligible
$410,000$425,0003 bd2 ba1,694 sqft$242 /sqft≈$2,932 /mo all-in ↓

8657 CYPRESS LAKES BOULEVARD, NEW PORT RICHEY, FL, 34653

Active19 days on marketListed Oct 1, 2026MLS #A4708172

✦ Reduced $15KPrivate poolSingle Family ResidenceCYPRESS LAKES

About this home

8657 CYPRESS LAKES BOULEVARD

NEW PRICE! Come and get it! Beautifully Maintained Custom-Built Pool Home in a Quiet Neighborhood Welcome home to this beautifully maintained, custom-built 3-bedroom, 2-bathroom pool home, proudly owned by the original owner. Nestled in a quiet neighborhood, this spacious home offers an inviting open-concept floor plan with an oversized flex space that provides endless possibilities for a home office, media room, playroom, or additional living area. The split-bedroom layout offers privacy and functionality, with the generously sized bedrooms thoughtfully separated from the primary suite. The expansive primary bedroom features a large walk-in closet and a spacious en-suite bathroom complete with dual sinks, a soaking tub, and a separate shower. Step outside and enjoy your own private pool area—perfect for relaxing, entertaining, and enjoying the Florida lifestyle. Additional highlights include: 2-car garage New roof installed September 2025 New Culligan whole-home water softener system installed in 2025 Low HOA fee of only $180 per year Immaculately maintained by the original owner Quiet, established neighborhood Walking distance to Jack Mitchell Jr. Park Conveniently located near shopping, restaurants, and everyday amenities With its spacious layout, private pool, thoughtful split-bedroom design, and numerous recent updates, this home offers a wonderful combination of comfort, privacy, and convenience. A true must-see for anyone looking for a well-cared-for Florida home in a great location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,694

Sqft

0.21 ac

Lot size

2

Garage

1990

Year built

One

Levels

$242

Per sqft

Private poolTrees/Woods viewNegotiable

Inside

FlooringLaminate
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Purifier · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesSouth
ExteriorSidewalk

Community & fees

HOA fee$15/mo
Taxes (2025)$1,942/yr
PetsNo

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,932 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$162
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,350
Interest rate6.00%
Loan term

Estimated payment

$2,932/mo

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$162
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$350KedgeAI estimate $404,709 · range $364K–$426K$443K

vs edgeAI estimate

+1.3%

$/sqft vs New Port Richey actives

$242 vs $196

Days on market

19 vs 77 typical

Where $242/sqft sits among the 400 New Port Richey actives

72
151
114 · this home
20
14
29
$89–145$145–202$202–258$258–314$314–370$370+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Cypress Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityCypress Lakes
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,663/mo median

MarketNew Port Richey
Annual gross at median$19,950
Gross yield on this price4.9%
Homes for rent right now176

Live New Port Richey rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Cypress Lakes

Drive times from this address

Tampa Int’l Airport (TPA)≈ 41 min
Downtown Tampa≈ 44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Cypress Lakes is a short-term-rental community. See the full guide →

NEW PORT RICHEY 34653 — neighborhood snapshot

Population

36,086

Median age

49.9

Median income

$47,660

Median home value

$180,900

Avg household

2.21

Households w/ children

3,038

For the school run

Pasco County School District

HighGulf High School★★★★★
MiddleGulf Middle School★★★★★
ElementaryCotee River Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$280K → $271K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

243 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $410,000 ▼ $15K
Oct 1, 2026Listed at $425,000 · 19 days on market since
1990Built · CYPRESS LAKES

Reality check

What actually sold near 8657 CYPRESS LAKES BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

519 TREE SHORE DRIVESold · Feb ’26

$390,000

519 TREE SHORE DRIVE · same community

3 bd · 2 ba · 1,661 sqft · $235/sqft · 78 DOM

4731 SPRING SIDE DRIVESold · Jan ’26

$480,000

4731 SPRING SIDE DRIVE · same community

3 bd · 2 ba · 1,820 sqft · $264/sqft · 10 DOM

4550 DUMONT STREETSold · Apr ’26

$410,500

4550 DUMONT STREET · same community

3 bd · 2 ba · 1,543 sqft · $266/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8657 CYPRESS LAKES BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8657 CYPRESS LAKES BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8657 CYPRESS LAKES BOULEVARD FAQs

What would the monthly payment be for 8657 CYPRESS LAKES BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,932/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8657 CYPRESS LAKES BOULEVARD?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8657 CYPRESS LAKES BOULEVARD?+

The most recent tax bill on record (2025) was $1,942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 8657 CYPRESS LAKES BOULEVARD be rented short-term?+

Yes — this home sits inside Cypress Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 8657 CYPRESS LAKES BOULEVARD?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $410,000, this home is listed about 49% above the New Port Richey median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8657 CYPRESS LAKES BOULEVARD?+

Gulf High School (high), Gulf Middle School (middle), Cotee River Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$410,000 runs 78% above the NEW PORT RICHEY 34653 median — but at 1,694 sqft it's also 24% larger than the typical New Port Richey listing.

02Zoned for nightly rentals

Cypress Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04The price has already moved

Listed at $425,000, now $410,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of EXIT KING REALTY · Douglas Clark. MLS #A4708172.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New New Port Richey homes, in your inbox

Like 8657 CYPRESS LAKES BOULEVARD but not quite? A daily digest of every new listing in New Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Anthony to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 20, 2026 at 4:51 PM UTC. The listing information on this page last changed on October 20, 2026 at 4:51 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 20, 2026 at 4:51 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 20, 2026 at 4:51 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

8657 CYPRESS LAKES BOULEVARD, NEW PORT RICHEY, FL — 3 Bed, 2 Bath — $410,000 | CENTURY 21 Edge