CENTURY 21 Edge
Short-Term Rental Eligible
$418,700$425,0003 bd2 ba2,042 sqft$205 /sqft$3,344 /mo all-in ↓

4604 TRIMBLE LANE, NEW PORT RICHEY, FL, 34653

Active23 days on marketListed Aug 28, 2026MLS #O6437334

Reduced $6KPrivate poolSingle Family ResidenceCYPRESS LAKES

About this home

4604 TRIMBLE LANE

Charm and curb appeal abound for this New Port Richey home! Step inside the inviting foyer and into the well-appointed living room, positioned at the front of the home. Through the dining room you'll find the kitchen, which boasts stainless steel appliances, hard surface countertops, and ample storage. This ranch style floorplan is rounded out by the primary suite and two secondary bedrooms. Enjoy your screened, in-ground pool all year long! Come and see for yourself the possibilities that this home has to offer!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,042

Sqft

0.29 ac

Lot size

2

Garage

1993

Year built

One

Levels

$205

Per sqft

Private poolPets allowed

Inside

FlooringOther
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorOther
LaundryInside
CoolingOther
HeatingOther

Outside & construction

RoofOther
ConstructionOther
FoundationOther
FacesSouthwest
ExteriorOther

Community & fees

HOA fee$15/mo
Taxes (2025)$6,231/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,344 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,465
FHA mortgage insurance (est.)$185
Property tax — 2025 actual bill$519
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,655Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,655
Interest rate6.00%
Loan term

Estimated payment

$3,344/mo

Principal & interest$2,465
FHA mortgage insurance (est.)$185
Property taxes (actual bill)$519
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $419K
$402KedgeAI estimate $452,630 · range $438K$478K$497K

vs edgeAI estimate

−7.5%

$/sqft vs New Port Richey actives

$205 vs $197

Days on market

23 vs 55 typical

Where $205/sqft sits among the 400 New Port Richey actives

85
130
112 · this home
35
9
29
$95–147$147–200$200–252$252–304$304–356$356+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Cypress Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityCypress Lakes
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,800/mo median

MarketNew Port Richey
Annual gross at median$21,600
Gross yield on this price5.2%
Homes for rent right now157

Live New Port Richey rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Cypress Lakes

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Cypress Lakes is a short-term-rental community. See the full guide →

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$275K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

262 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the New Port Richey median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $418,700 $6K
Aug 28, 2026Listed at $425,000 · 23 days on market since
1993Built · CYPRESS LAKES

Reality check

What actually sold near 4604 TRIMBLE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4547 TRIMBLE LANESold · Jun ’26

$370,000

4547 TRIMBLE LANE · same community

3 bd · 2 ba · 2,002 sqft · $185/sqft · 0 DOM

4853 CRESTKNOLL LANESold · Dec ’25

$445,000

4853 CRESTKNOLL LANE · same community

3 bd · 2 ba · 1,967 sqft · $226/sqft · 16 DOM

4535 GOLF RIDGE DRIVESold · Mar ’26

$390,000

4535 GOLF RIDGE DRIVE · same community

3 bd · 2 ba · 1,885 sqft · $207/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4604 TRIMBLE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4604 TRIMBLE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4604 TRIMBLE LANE FAQs

What would the monthly payment be for 4604 TRIMBLE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,344/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4604 TRIMBLE LANE?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4604 TRIMBLE LANE?+

The most recent tax bill on record (2025) was $6,231. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4604 TRIMBLE LANE be rented short-term?+

Yes — this home sits inside Cypress Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4604 TRIMBLE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $418,700, this home is listed about 47% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$418,700 runs 47% above the New Port Richey median — but at 2,042 sqft it's also 47% larger than the typical New Port Richey listing.

02Zoned for nightly rentals

Cypress Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04The price has already moved

Listed at $425,000, now $418,700 — a $6K cut. The full history is in the market section below.

Listing courtesy of EVERYSTATE INC. · Blake Keathley. MLS #O6437334.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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