5107 WOODLAWN CIRCLE W, PALMETTO, FL, 34221
Active36 days on marketListed Oct 2, 2026MLS #A4708360
About this home
5107 WOODLAWN CIRCLE W
Nestled on Woodlawn Circle West, the property offers a peaceful, suburban Florida lifestyle with a generous yard space. It provides convenient access to I-75 and US-41, making commutes straightforward to surrounding areas like Bradenton, Sarasota, and the Tampa Bay region. The location is close to local schools, parks, shopping centers, and the scenic waters of the Manatee River and Terra Ceia Bay. This 3 bedroom 2 bath home is ready to move into. New roof was installed in 2019, along with new A/C ducts in 2019. There is a spacious attached 2 car garage. Mature shade trees along with a wrap around front porch. A large fully fenced in backyard with roam to play and roam. There is a spacious pool deck with plenty of room to enjoy BBQ's and Pool parties.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,238
Sqft
0.37 ac
Lot size
2
Garage
1985
Year built
One
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,400 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,400/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
$/sqft vs Palmetto actives
$323 vs $200
Days on market
36 vs 73 typical
Where $323/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Thousand Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Thousand Oaks — neighborhood snapshot
Population
1,285
Median age
44
Median income
$102,813
Median home value
$395,300
Avg household
3
Households w/ children
146
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
255 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5107 WOODLAWN CIRCLE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$400,000
8119 WOODLAWN CIRCLE S · same community
3 bd · 2 ba · 1,359 sqft · $294/sqft · 0 DOM
Sold · Dec ’25$357,000
8003 OAK DRIVE · same community
3 bd · 2 ba · 1,424 sqft · $251/sqft · 3 DOM
Sold · Jun ’26$354,000
5103 ERIE ROAD · same community
3 bd · 2 ba · 1,436 sqft · $247/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5107 WOODLAWN CIRCLE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5107 WOODLAWN CIRCLE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5107 WOODLAWN CIRCLE W FAQs
What would the monthly payment be for 5107 WOODLAWN CIRCLE W?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,400/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5107 WOODLAWN CIRCLE W?+
The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5107 WOODLAWN CIRCLE W?+
The most recent tax bill on record (2025) was $3,729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5107 WOODLAWN CIRCLE W?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $399,900, this home is priced right at the Palmetto median.
Which schools are assigned to 5107 WOODLAWN CIRCLE W?+
Buffalo Creek Middle School (middle), Virgil Mills Elementary School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Janet Trefry. MLS #A4708360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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