CENTURY 21 Edge
$199,0003 bd2 ba1,674 sqft$119 /sqft≈$1,530 /mo all-in ↓

2936 S CIRCLE DRIVE, INVERNESS, FL, 34450

Active5 days on marketListed Oct 7, 2026MLS #A4708801

Private poolSingle Family ResidenceDAVIS LAKE GOLF ESTATES UNIT 04

About this home

2936 S CIRCLE DRIVE

Welcome to this 3 bed, 2 bath Inverness home offering 1,674 sq ft of living space. Complete with a 2-car garage, this property features all tile flooring and fully updated kitchen and bath finishes. Relax outdoors within the screened pool cage, complete with an above ground pool. Located just 1.5 blocks from the golf course, you can enjoy a golf cart lifestyle with no HOA. This well-maintained residence is full of potential. Property sold AS-IS

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,674

Sqft

0.47 ac

Lot size

2003

Year built

One

Levels

$119

Per sqft

Private pool

Inside

FlooringCeramic Tile
AppliancesNone
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionStone · Stucco
FoundationSlab
FacesEast
ExteriorLighting

Community & fees

Taxes (2025)$1,329/yr

Utilities & systems

UtilitiesSewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,530 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$111
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,965
Interest rate6.00%
Loan term

Estimated payment

$1,530/mo

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$111
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $199K
$191KedgeAI estimate $341,393 · range $307K–$376K$391K

vs edgeAI estimate

−41.7%

$/sqft vs Inverness actives

$119 vs $179

Days on market

5 vs 69 typical

Where $119/sqft sits among the 252 Inverness actives

49 · this home
79
62
31
14
17
$109–145$145–180$180–216$216–251$251–287$287+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Get to know Inverness. See the full Inverness guide →

INVERNESS 34450 — neighborhood snapshot

Population

10,408

Median age

59.5

Median income

$48,955

Median home value

$210,200

Avg household

2.04

Households w/ children

604

For the school run

Citrus County School District

ElementaryInverness Primary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$235K → $252K

Inverness median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

105 of 252

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the INVERNESS 34450 median. See the full Inverness market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $199,000 · 5 days on market since
2003Built · DAVIS LAKE GOLF ESTATES UNIT 04

Reality check

What actually sold near 2936 S CIRCLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1009 TULANE TERRACESold · Oct ’26

$245,000

1009 TULANE TERRACE

3 bd · 2 ba · 1,681 sqft · $146/sqft · 13 DOM

3371 S WINDING PATHSold · Jul ’26

$305,000

3371 S WINDING PATH

3 bd · 2 ba · 1,635 sqft · $187/sqft · 19 DOM

8505 E SANDPIPER DRIVESold · Jul ’26

$245,000

8505 E SANDPIPER DRIVE

2 bd · 2 ba · 1,608 sqft · $152/sqft · 290 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2936 S CIRCLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2936 S CIRCLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2936 S CIRCLE DRIVE FAQs

What would the monthly payment be for 2936 S CIRCLE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,530/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2936 S CIRCLE DRIVE?+

The most recent tax bill on record (2025) was $1,329. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $199,000, this home is listed about 25% below the Inverness median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2936 S CIRCLE DRIVE?+

Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of JOSEPH WALTER REALTY LLC · Scott Fader. MLS #A4708801.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2936 S CIRCLE DRIVE, INVERNESS, FL — 3 Bed, 2 Bath — $199,000 | CENTURY 21 Edge