CENTURY 21 Edge
$199,0002 bd2 ba1,400 sqft$142 /sqft≈$1,836 /mo all-in ↓

3564 S BELGRAVE DRIVE, INVERNESS, FL, 34452

Active9 days on marketListed Oct 3, 2026MLS #OM733424

CondominiumROYAL OAKS

About this home

3564 S BELGRAVE DRIVE

Beautiful 2-bedroom, 2 bath end unit condo with bonus room in Royal Oaks. Welcome to easy, resort style living in the beautifully maintained Royal Oaks community of Inverness. This Immaculate Condo offers complete "Peace of Mind" with major system upgrades already taken care of, including a newer roof, newer AC and newer water heater,new washing machine and dryer, new refrigerator. Move in ready. This Condo is meticulously kept and turnkey, it is ready for its next owner. Spacious living open concept layout featuring high ceilings that create a light, bright, and airy atmosphere. Upgraded beautiful low maintenance wood composite flooring. Generous sized bedrooms, include a massive primary suite designed for comfort and relaxation, complete with ample space for oversized furniture with a large walk-in closet. The former back porch has been fully enclosed under air to add valuable square footage, making it a great space for a Home Office and extra storage. Living in Royal Oaks means enjoying a well-managed association that covers extensive services to ensure low maintenance living. With many recreational amenities including a clubhouse, swimming pool, basketball, tennis court, shuffleboard, and a dedicated dog park. The location of Royal Oaks is near downtown Inverness. With plenty of Shopping, dining, medical facilities and the famous Tsala Apopka Chain of Lakes and the famous "Rails to Trails". Whether you're looking for a fully furnished primary residence or a hassle-free Florida getaway near town, this home delivers comfort, value, and total convenience. Schedule your a showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,400

Sqft

0.16 ac

Lot size

1

Garage

1994

Year built

One

Levels

$142

Per sqft

Negotiable55+ community

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesMicrowave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · L Dining · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingAssigned · Driveway · Garage Door Opener · Guest · RV Parking · Workshop in Garage
ExteriorBasketball Court · Dog Run · Irrigation System · Outdoor Grill

Community & fees

HOA fee$352/mo
Taxes (2025)$777/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit
CommunityBuyer Approval Required · Clubhouse · Dog Park · Fitness Center · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,836 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$65
Condo fee — from the listing$352
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,965
Interest rate6.00%
Loan term

Estimated payment

$1,836/mo

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$65
HOA / condo fee$352
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $199K
$145KedgeAI estimate $164,213 · range $151K–$177K$207K

vs edgeAI estimate

+21.2%

$/sqft vs Inverness actives

$142 vs $179

Days on market

9 vs 69 typical

Where $142/sqft sits among the 252 Inverness actives

48 · this home
80
62
31
14
17
$109–145$145–180$180–216$216–251$251–287$287+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Drive times from this address

Downtown Orlando≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Inverness. See the full Inverness guide →

INVERNESS 34452 — neighborhood snapshot

Population

13,729

Median age

46.8

Median income

$58,199

Median home value

$207,200

Avg household

2.35

Households w/ children

1,419

For the school run

Citrus County School District

ElementaryInverness Primary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$235K → $252K

Inverness median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

104 of 252

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the INVERNESS 34452 median. See the full Inverness market guide →

Paper trail

This home's history

Oct 3, 2026Listed at $199,000 · 9 days on market since
1994Built · ROYAL OAKS

Reality check

What actually sold near 3564 S BELGRAVE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3328 S WHITECHAPPEL POINTSold · Nov ’25

$190,000

3328 S WHITECHAPPEL POINT · same community

2 bd · 2 ba · 1,379 sqft · $138/sqft · 101 DOM

3334 S ROYAL OAKS DRIVESold · May ’26

$190,000

3334 S ROYAL OAKS DRIVE · same community

2 bd · 2 ba · 1,363 sqft · $139/sqft · 7 DOM

3529 S BELGRAVE DRIVESold · Feb ’26

$233,000

3529 S BELGRAVE DRIVE · same community

2 bd · 2 ba · 1,738 sqft · $134/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3564 S BELGRAVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3564 S BELGRAVE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3564 S BELGRAVE DRIVE FAQs

What would the monthly payment be for 3564 S BELGRAVE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,836/mo — principal and interest, the actual property-tax bill, the $352/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3564 S BELGRAVE DRIVE?+

The association fee works out to $352 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3564 S BELGRAVE DRIVE?+

The most recent tax bill on record (2025) was $777. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3564 S BELGRAVE DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Inverness?+

At $199,000, this home is listed about 25% below the Inverness median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3564 S BELGRAVE DRIVE?+

Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LANDMARK REALTY · Janet Bega. MLS #OM733424.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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