CENTURY 21 Edge
$2,000,0003 bd4.5 ba4,244 sqft$471 /sqft≈$14,960 /mo all-in ↓

610 RIVIERA DUNES WAY UNIT 602, PALMETTO, FL, 34221

Active22 days on marketListed Oct 16, 2026MLS #A4708892

WaterfrontCondominiumLAGUNA AT RIVIERA DUNES I

About this home

610 RIVIERA DUNES WAY UNIT 602

Step inside, and the evening begins. Golden light pours through floor-to-ceiling glass, the marina glitters below, and the Manatee River stretches toward the Gulf. Welcome to one of the rarest addresses at Laguna at Riviera Dunes: a two-story, 4,244-square-foot penthouse where every detail has already been designed, renovated, and finished. There are no contractors, no dust, and no waiting. Pour something from the whiskey bar, rack up a game in the billiard room, or let the conversation spill from the great room onto the covered terrace and open sun deck over the marina as the sun goes down. Linear electric fireplaces warm both the lounge and the great room, where a lit built-in media wall anchors the space. The upper level holds a whiskey bar and wine bar; the lower level has its own wine and coffee bar, with wine refrigerators on both floors. A private residence elevator and a staircase connect the two levels. The office opens to a balcony and has custom cabinetry, seating for two, five built-in file drawers, and under-lighting. Ten-foot ceilings, new LVP and porcelain tile flooring, and custom electric shades on the sliders set a sleek, modern tone throughout. The kitchen was extended and finished in quartz and soapstone, with a new island and custom built-in table, glass-front display cabinetry, LG ThinQ appliances including a refrigerator with Craft Ice, and a pantry with custom shelving and its own appliance area. Three en-suite bedrooms include a primary suite with two feature walls of custom lighting, a built-in dresser, makeup vanity and nightstands, blackout shades with an added privacy shade, and a balcony overlooking the marina. Two separate primary baths each with a custom walk-in closet; one bath centers on a freestanding soaking tub set inside a glass-enclosed shower. The guest baths have walk-in showers and floating vanities with under-lighting. There are four full and one half baths in all, and the laundry room adds custom wood doors and a built-in dog bath. The big-ticket items are done too. New roof in 2025 with all assessments paid, two new A/C systems, a new water heater, impact windows and sliders refitted with new rollers and hardware, and a recently completed SIRS inspection and reserve study. A deeded, oversized, enclosed two-car garage beneath the building provides secure parking and abundant storage. Life here revolves around the water. This 24-hour guard-gated boating community surrounds a storm-resistant, deep-water marina, with slips available for purchase or lease. A community pool and spa, tennis courts, a fitness center, a covered outdoor pavilion, and a clubhouse with a full kitchen and library are all on site, and next door, Riviera Dunes Dockside restaurant has a private entrance for residents. Downtown Bradenton sits just across the river, and the beaches of Anna Maria Island and the dining of Sarasota are an easy drive. All that’s left is to move in.

Facts & features

The home at a glance

3

Bedrooms

4.5

Bathrooms

4,244

Sqft

2

Garage

2004

Year built

Two

Levels

$471

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl · Porcelain Tile · Tile
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Other · Washer Hookup
CoolingCentral Air · Humidity Control · Zoned
HeatingCentral · Electric · Exhaust Fan · Zoned

Outside & construction

RoofBuilt-Up · Concrete · Membrane
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingAssigned · Common · Covered · Deeded · Garage Door Opener · Ground Level · Guest · Off Street · Open · Reserved · Under Building
ExteriorBalcony · Irrigation System · Lighting · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$17,573/yr
PetsCats OK, Dogs OK, Yes
CommunityBoat Slip · Marina · River · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,960 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$12,586
PMI (est., until 20% equity)$750
Property tax — 2025 actual bill$1,464
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $200,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $200,000
Interest rate7.50%
Loan term

Estimated payment

$14,960/mo

Principal & interest$12,586
PMI (est., until 20% equity)$750
Property taxes (actual bill)$1,464
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$1.1MedgeAI estimate $1,312,245 · range $1.2M–$1.4M$2.1M

vs edgeAI estimate

+52.4%

$/sqft vs Palmetto actives

$471 vs $200

Days on market

22 vs 73 typical

Where $471/sqft sits among the 400 Palmetto actives

133
158
52
21
18
18 · this home
$123–181$181–239$239–297$297–355$355–413$413+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Drive times from this address

Downtown Tampa≈ 48 min
Tampa Int’l Airport (TPA)≈ 51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

56,208

Median age

45.5

Median income

$77,712

Median home value

$338,600

Avg household

2.6

Households w/ children

4,828

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$375K → $390K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

257 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 448% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $2,000,000 · 22 days on market since
2004Built · LAGUNA AT RIVIERA DUNES I

Reality check

What actually sold near 610 RIVIERA DUNES WAY UNIT 602

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

611 RIVIERA DUNES WAY UNIT 702Sold · Jun ’26

$1,400,000

611 RIVIERA DUNES WAY UNIT 702

3 bd · 4.5 ba · 4,244 sqft · $330/sqft · 66 DOM

213 N 18TH STREET WSold · Apr ’26

$3,500,000

213 N 18TH STREET W

4 bd · 4.5 ba · 4,252 sqft · $823/sqft · 41 DOM

714 RIVIERA DUNES WAYSold · Sep ’26

$1,850,000

714 RIVIERA DUNES WAY

4 bd · 4.5 ba · 4,412 sqft · $419/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 610 RIVIERA DUNES WAY UNIT 602 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 610 RIVIERA DUNES WAY UNIT 602 — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

610 RIVIERA DUNES WAY UNIT 602 FAQs

What would the monthly payment be for 610 RIVIERA DUNES WAY UNIT 602?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $14,960/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 610 RIVIERA DUNES WAY UNIT 602?+

The most recent tax bill on record (2025) was $17,573. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 610 RIVIERA DUNES WAY UNIT 602?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $2,000,000, this home is listed about 403% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.

Which schools are assigned to 610 RIVIERA DUNES WAY UNIT 602?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW SUNCOAST · Kym Paxton. MLS #A4708892.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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