610 RIVIERA DUNES WAY UNIT 406, PALMETTO, FL, 34221
Active193 days on marketListed Feb 2, 2026MLS #A4680617
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Upcoming open house
Sun, Aug 16
1:00 PM – 4:00 PM
About this home
610 RIVIERA DUNES WAY UNIT 406
The moment you enter this charming coastal residence overlooking the protected Riviera Dunes Marina, a protected deep-water harbor, you will be captivated by one of the region’s best-kept secrets tucked away on Florida’s Gulf Coast. This charming partially furnished two-bedroom, two-bath open layout with 9’ ceilings offers a total of 1,948 square feet with a spacious private balcony and den/office. The primary suite is a retreat overlooking the marina with views of the Manatee River that offers a generous walk-in closet, dual vanities and a luxurious soaking tub with separate shower. The kitchen features stainless steel appliances, granite countertops, and a charming eat-in nook. Additional highlights include a new roof (2025), 24-hour guard-gated entrance, indoor laundry room with extra storage, 9-foot floor-to-ceiling hurricane-impact sliders, and covered parking with ample guest parking. For boating, waterman, and fishing enthusiasts, this location is nothing short of extraordinary. Enjoy immediate access to Tampa Bay, the Intracoastal Waterway, Anna Maria Island and the shimmering Gulf via the Manatee River with the city of Bradenton on the south shore. Boat slips are often available for rent or purchase exclusively for owners, making this a marina-side paradise. Truly some of the best waterfront views and boat access values in the Tampa Bay area. Inside, the home blends charming coastal comfort with privacy. The community is pet-friendly, maintenance-free, and designed for resort-style living for primary and seasonal occupancy. Enjoy a temperature-controlled (heat and chill) waterside pool, hot tub, clubhouse, fitness center, covered pavilion with two gas grills, tennis and pickleball courts, and walking paths all set against the backdrop of the marina’s sparkling waters. When it’s time to unwind or entertain, stroll next door to the Dockside Grill for live music, or explore the vibrant events at the new Bradenton Area Convention Center and new Marriott Hotel Resort & Spa. You’re also minutes from the world-famous Anna Maria Island beaches, upscale shopping and dining at University Town Center, the Manatee Performing Arts Center, the new Herrig Center for the Arts, Riverwalk, Bradenton Museum and Planetarium, and Emerson Point Preserve. With effortless access to Interstate 75, Interstate 275, Sarasota, Tampa, St. Petersburg and three international airports, this location is as convenient as it is luxurious. This is the Florida lifestyle at its finest - refined, relaxed, and ready for you. This charming coastal residence just may be Florida Gulf Coast’s best kept secret and your new home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,758
Sqft
0 ac
Lot size
1
Garage
2004
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,862 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,862/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
$/sqft vs Palmetto actives
$253 vs $205
Days on market
193 vs 62 typical
Where $253/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
225 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 610 RIVIERA DUNES WAY UNIT 406
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$480,000
610 RIVIERA DUNES WAY UNIT 306 · same community
2 bd · 2 ba · 1,758 sqft · $273/sqft · 102 DOM
Sold · Oct ’25$551,000
610 RIVIERA DUNES WAY UNIT 308 · same community
3 bd · 2 ba · 2,115 sqft · $261/sqft · 119 DOM
Sold · Jun ’26$480,000
606 RIVIERA DUNES WAY UNIT 306
2 bd · 2 ba · 1,758 sqft · $273/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 610 RIVIERA DUNES WAY UNIT 406 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 610 RIVIERA DUNES WAY UNIT 406 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
610 RIVIERA DUNES WAY UNIT 406 FAQs
What would the monthly payment be for 610 RIVIERA DUNES WAY UNIT 406?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,862/mo — principal and interest, the actual property-tax bill, the $402/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 610 RIVIERA DUNES WAY UNIT 406?+
The association fee works out to $402 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 610 RIVIERA DUNES WAY UNIT 406?+
The most recent tax bill on record (2025) was $5,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 610 RIVIERA DUNES WAY UNIT 406?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $445,000, this home is listed about 13% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$445,000 runs 13% above the Palmetto median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
193 days on market against a Palmetto median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $475,000, now $445,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Cindy Pierro. MLS #A4680617.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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