71 ISLAND COURT, TERRA CEIA, FL, 34250
Active26 days on marketListed Oct 12, 2026MLS #A4709271
About this home
71 ISLAND COURT
Build your dream home in Blue Heron, an intimate waterfront community on Terra Ceia Island. This homesite offers beautiful pond and Terra Ceia Bay views and includes custom home plans designed specifically to take full advantage of the setting. The proposed coastal residence features approximately 2,544 square feet of air-conditioned living space with three bedrooms, three bathrooms, a private office, elevator and oversized three-car garage. The open-concept design includes a spacious great room with fireplace, kitchen with island, butler’s pantry and multiple sets of French and sliding glass doors connecting the interior to generous outdoor living spaces. Covered balconies, a large covered outdoor living area and a summer kitchen create the perfect setting for enjoying the surrounding water views and Florida sunsets. Blue Heron residents enjoy ground maintenance, a community pool, community dock and convenient boat and trailer storage, making it easy to embrace the coastal lifestyle. Residents also have the option to join the Terra Ceia Village Improvement Association with access to additional community amenities and events, including a community Boat ramp and Pickle ball courts. Terra Ceia is known for its peaceful Old Florida atmosphere, natural beauty, abundant wildlife and some of the area’s best boating, kayaking and fishing. Tucked away from the crowds yet convenient to Bradenton, St. Petersburg, Sarasota, I-75 and the Sunshine Skyway, this is a rare opportunity to create a custom retreat in one of Manatee County’s most distinctive island communities. Home plans are included with the sale.
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,502 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,502/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
The investor lens
Two ways this home pays
This home sits inside Blue Heron Vacation Condos, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.
Where it sits
Inside Blue Heron Vacation Condos
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Blue Heron Vacation Condos is a short-term-rental community. See the full guide →
TERRA CEIA 34250 — neighborhood snapshot
Population
617
Median age
45.6
Median income
$188,319
Median home value
$1,172,100
Avg household
2.47
Households w/ children
70%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Terra Ceia market
$1.9M → $1.3M
Terra Ceia median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
Median sold price, Terra Ceia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the TERRA CEIA 34250 median. See the full Terra Ceia market guide →
Paper trail
This home's history
Reality check
What actually sold near 71 ISLAND COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,225,000
31 ISLAND COURT · same community
3 bd · 3 ba · 2,665 sqft · $460/sqft · 122 DOM
Sold · May ’26$239,000
603 48TH STREET W
3 bd · 1 ba · 987 sqft · $242/sqft · 4 DOM
Sold · Mar ’26$200,000
3831 3RD AVENUE W
2 bd · 2 ba · 1,050 sqft · $190/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 71 ISLAND COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 71 ISLAND COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
71 ISLAND COURT FAQs
What would the monthly payment be for 71 ISLAND COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,502/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 71 ISLAND COURT?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 71 ISLAND COURT?+
The most recent tax bill on record (2025) was $2,582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 71 ISLAND COURT be rented short-term?+
Yes — this home sits inside Blue Heron Vacation Condos, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 71 ISLAND COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Terra Ceia?+
At $250,000, this home is listed about 69% below the Terra Ceia median of $819,000. The market section on this page shows how the area is trending.
Which schools are assigned to 71 ISLAND COURT?+
Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TERRA CEIA 34250 market on paper
$250,000 is 60% below the TERRA CEIA 34250 median of $627,495.
02Zoned for nightly rentals
Blue Heron Vacation Condos is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
Listing courtesy of LESLIE WELLS REALTY, INC. · Carly Heiser, PLLC. MLS #A4709271.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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