310 13TH AVENUE W, PALMETTO, FL, 34221
Active23 days on marketListed Oct 15, 2026MLS #A4709638
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Upcoming open house
Sun, Nov 8
12:00 PM – 2:00 PM
About this home
310 13TH AVENUE W
Positioned just one lot back from the Manatee River, this south-facing residence captures the core of the Historic Palmetto River District lifestyle without the direct waterfront price. This 3-bedroom, 3-bathroom (counting the in law suite) custom home features 2,235 square feet of well-designed interior living space paired with an optimized layout for modern Florida living. The flexible floor plan includes a dedicated guest or in-law suite with its own separate entrance, offering exceptional utility for multi-generational living, a private home office, or potential rental apartment. This self-contained wing integrates with the main design yet provides a distinct sense of privacy, allowing occupants to come and go independently. Architecturally, the property breaks away from standard neighborhood layouts to a more modern living arrangement than most neighbors - High ceilings, classic window treatments, and French Doors open Southward to a Manatee River View establish an immediate connection to the outdoor living areas. This property has no Deed restrictions, no HOA or CDD fees. So, you retain complete freedom to utilize your property your way. This highly walkable location places local Manatee Riverfront dining, historic parks, and Public boat ramps moments from your doorstep, while offering quick commuter access to downtown Bradenton, Sarasota, St. Petersburg, and Tampa. Make sure to add this one to your "list" as it offers a more modern style of living among the prestige that comes with the Palmetto Historic Riverfront lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,235
Sqft
0.55 ac
Lot size
2004
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,286 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,286/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs Palmetto actives
$261 vs $200
Days on market
23 vs 73 typical
Where $261/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Palmetto Historic District — neighborhood snapshot
Population
2,006
Median age
46
Median income
$74,759
Median home value
$249,458
Avg household
3
Households w/ children
180
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
257 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 310 13TH AVENUE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$862,500
206 20TH STREET W
4 bd · 3.5 ba · 2,236 sqft · $386/sqft · 48 DOM
Sold · Jan ’26$717,000
1933 3RD AVENUE W
3 bd · 2 ba · 2,202 sqft · $326/sqft · 39 DOM
Sold · Mar ’26$480,000
320 25TH STREET W
3 bd · 2.5 ba · 2,069 sqft · $232/sqft · 284 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 310 13TH AVENUE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 310 13TH AVENUE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
310 13TH AVENUE W FAQs
What would the monthly payment be for 310 13TH AVENUE W?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,286/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 310 13TH AVENUE W?+
The most recent tax bill on record (2025) was $2,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $584,000, this home is listed about 47% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 310 13TH AVENUE W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kerry Langman. MLS #A4709638.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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