5250 ROCKY COAST PLACE, PALMETTO, FL, 34221
Active12 days on marketListed Oct 26, 2026MLS #A4710149
Come see it
Upcoming open house
Sun, Nov 8
1:00 PM – 4:00 PM
Newer construction and move-in ready
About this home
5250 ROCKY COAST PLACE
This welcoming 3-bedroom, 2-bath home with 2-car garage in the Silverstone community, built in 2022, is move-in ready. The home is filled with natural light and its open-concept design provides ample space for everyday living and entertaining, with the main living area connected to the kitchen and flowing into the dining room. The kitchen features granite countertops, stylish cabinetry, generous storage, and an island with casual seating, plus additional built-in cabinetry for a coffee station/wine bar. The primary suite offers a peaceful retreat with a walk-in closet and ensuite bath that includes dual sinks and a walk-in shower. Two additional bedrooms provide versatility for family, guests, or a home office and the rooms share a 2nd bath with tub/shower combo. A separate laundry room is located at the front of the home. Outside, the covered lanai with nature view is perfect for morning coffee, evening relaxation, or outdoor gatherings. Silverstone residents enjoy a large community pool & cabana, walking trails, playground, dog park, and a convenient location near shopping, dining, golf, and easy access to I-75, I-275, 301, and 41. Schedule your appointment to see this home today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,529
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,844 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,844/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Palmetto actives
$206 vs $200
Days on market
12 vs 73 typical
Where $206/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
256 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5250 ROCKY COAST PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$290,000
4133 SILVER STRAND TRAIL · same community
4 bd · 2 ba · 1,498 sqft · $194/sqft · 13 DOM
Sold · Nov ’25$340,000
4231 AUTUMN FOG COURT · same community
3 bd · 2.5 ba · 2,043 sqft · $166/sqft · 215 DOM
Sold · May ’26$390,000
5308 GRANITE DUST PLACE · same community
4 bd · 2.5 ba · 2,057 sqft · $190/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 5250 ROCKY COAST PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5250 ROCKY COAST PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5250 ROCKY COAST PLACE FAQs
What would the monthly payment be for 5250 ROCKY COAST PLACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,844/mo — principal and interest, the actual property-tax bill, the $96/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5250 ROCKY COAST PLACE?+
The association fee works out to $96 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5250 ROCKY COAST PLACE?+
The most recent tax bill on record (2025) was $3,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5250 ROCKY COAST PLACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $315,000, this home is listed about 21% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5250 ROCKY COAST PLACE?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$315,000 is 14% below the PALMETTO 34221 median of $365,000, and at $206/sqft it sits under the Palmetto average of $228.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $325,000, now $315,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Christine Byrd. MLS #A4710149.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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