
3929 MOSSY LIMB COURT, PALMETTO, FL, 34221
Active5 days on marketListed Nov 2, 2026MLS #A4710651
About this home
3929 MOSSY LIMB COURT
Bold design meets effortless waterfront living in this heavily upgraded, move-in-ready home with a private pool, premium lake view, and no rear neighbors. Ideally positioned on an exceptional homesite within the gated Willow Walk community, this meticulously maintained 2020-built residence offers four bedrooms, two bathrooms, approximately 2,034 square feet, and a two-car garage—delivering the complete Florida lifestyle package. This home also comes with coastal confidence combining the newly updated IMPACT GLASS windows to this home located in a NON FLOOD ZONE! From the moment you enter, the home makes an unforgettable impression. A dramatic illuminated architectural feature wall, sculptural designer lighting, rich painted ceilings, and sleek modern finishes create a sophisticated atmosphere unlike anything else in the neighborhood. Oversized tile flooring flows throughout the open-concept living areas, where expansive impact glass windows and sliding glass doors draw your attention toward the peaceful water views beyond. You will love the additional benefits of the new impact glass including improved home energy efficiency and sound proofing! Designed for entertaining, the contemporary kitchen features dark cabinetry, stone countertops, a striking mosaic backsplash, stainless steel appliances, modern pendant lighting, and an oversized stone-wrapped island with generous seating. The kitchen opens seamlessly to the dining and living areas, creating an inviting gathering space with direct access to the screened lanai and waterfront retreat. The spacious primary suite offers a tranquil escape with beautiful lake views, modern wood-look flooring, and abundant natural light. Three additional bedrooms provide flexibility for family, guests, a home office, fitness room, or creative studio. Hurricane-impact windows enhance storm protection, security, energy efficiency, and sound reduction, while thoughtful updates and distinctive designer details make the home truly move-in ready. Step outside and experience your own private resort. The expansive screened outdoor living area features a covered dining and lounging space, lush tropical privacy landscaping, and a heated saltwater pool and spa with a sun shelf, app-controlled temperature settings, and 36 customizable lighting options. Unobstructed lake and sunset views create an extraordinary backdrop for morning coffee, afternoon swims, and evenings spent entertaining beneath the Florida sky. Willow Walk North offers the security and convenience of a gated Palmetto community with access to a community pool and clubhouse. Ideally located near I-75, the home provides easy access to Ellenton Premium Outlets, local shopping and dining, Downtown Bradenton, the Manatee River, Sarasota, Tampa Bay, and the Gulf beaches of Anna Maria Island. Distinctive design, extensive upgrades, private lakefront living, and an exceptional location come together to create a move-in-ready home that delivers the complete Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,068
Sqft
0.14 ac
Lot size
2
Garage
2020
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,633 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,633/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.4%
$/sqft vs Palmetto actives
$265 vs $200
Days on market
5 vs 73 typical
Where $265/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Willow Walk
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Willow Walk — neighborhood snapshot
Population
2,409
Median age
39
Median income
$88,346
Median home value
$269,861
Avg household
4
Households w/ children
319
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
255 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 3929 MOSSY LIMB COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’26$469,000
3916 MOSSY LIMB COURT · same community
4 bd · 2 ba · 2,034 sqft · $231/sqft · 31 DOM
Sold · Mar ’26$330,000
3742 MOSSY LIMB COURT · same community
3 bd · 2 ba · 1,844 sqft · $179/sqft · 25 DOM
Sold · Jan ’26$375,507
3315 CANBERRA PLACE
3 bd · 2.5 ba · 2,107 sqft · $178/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3929 MOSSY LIMB COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3929 MOSSY LIMB COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3929 MOSSY LIMB COURT FAQs
What would the monthly payment be for 3929 MOSSY LIMB COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,633/mo — principal and interest, the actual property-tax bill, the $168/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3929 MOSSY LIMB COURT?+
The association fee works out to $168 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3929 MOSSY LIMB COURT?+
The most recent tax bill on record (2025) was $3,635. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3929 MOSSY LIMB COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $547,600, this home is listed about 38% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3929 MOSSY LIMB COURT?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$547,600 runs 50% above the PALMETTO 34221 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Palmetto market that averages 73 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LESLIE WELLS REALTY, INC. · Heidi Gibson. MLS #A4710651.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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