CENTURY 21 Edge
$547,6004 bd2 ba2,068 sqft$265 /sqft≈$4,633 /mo all-in ↓

3929 MOSSY LIMB COURT, PALMETTO, FL, 34221

Active5 days on marketListed Nov 2, 2026MLS #A4710651

Private poolSingle Family ResidenceWILLOW WALK NORTH

About this home

3929 MOSSY LIMB COURT

Bold design meets effortless waterfront living in this heavily upgraded, move-in-ready home with a private pool, premium lake view, and no rear neighbors. Ideally positioned on an exceptional homesite within the gated Willow Walk community, this meticulously maintained 2020-built residence offers four bedrooms, two bathrooms, approximately 2,034 square feet, and a two-car garage—delivering the complete Florida lifestyle package. This home also comes with coastal confidence combining the newly updated IMPACT GLASS windows to this home located in a NON FLOOD ZONE! From the moment you enter, the home makes an unforgettable impression. A dramatic illuminated architectural feature wall, sculptural designer lighting, rich painted ceilings, and sleek modern finishes create a sophisticated atmosphere unlike anything else in the neighborhood. Oversized tile flooring flows throughout the open-concept living areas, where expansive impact glass windows and sliding glass doors draw your attention toward the peaceful water views beyond. You will love the additional benefits of the new impact glass including improved home energy efficiency and sound proofing! Designed for entertaining, the contemporary kitchen features dark cabinetry, stone countertops, a striking mosaic backsplash, stainless steel appliances, modern pendant lighting, and an oversized stone-wrapped island with generous seating. The kitchen opens seamlessly to the dining and living areas, creating an inviting gathering space with direct access to the screened lanai and waterfront retreat. The spacious primary suite offers a tranquil escape with beautiful lake views, modern wood-look flooring, and abundant natural light. Three additional bedrooms provide flexibility for family, guests, a home office, fitness room, or creative studio. Hurricane-impact windows enhance storm protection, security, energy efficiency, and sound reduction, while thoughtful updates and distinctive designer details make the home truly move-in ready. Step outside and experience your own private resort. The expansive screened outdoor living area features a covered dining and lounging space, lush tropical privacy landscaping, and a heated saltwater pool and spa with a sun shelf, app-controlled temperature settings, and 36 customizable lighting options. Unobstructed lake and sunset views create an extraordinary backdrop for morning coffee, afternoon swims, and evenings spent entertaining beneath the Florida sky. Willow Walk North offers the security and convenience of a gated Palmetto community with access to a community pool and clubhouse. Ideally located near I-75, the home provides easy access to Ellenton Premium Outlets, local shopping and dining, Downtown Bradenton, the Manatee River, Sarasota, Tampa Bay, and the Gulf beaches of Anna Maria Island. Distinctive design, extensive upgrades, private lakefront living, and an exceptional location come together to create a move-in-ready home that delivers the complete Florida lifestyle.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,068

Sqft

0.14 ac

Lot size

2

Garage

2020

Year built

One

Levels

$265

Per sqft

Private poolWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Yard · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$168/mo
Taxes (2025)$3,635/yr
PetsYes
CommunityClubhouse · Community Mailbox · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,633 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,760
FHA mortgage insurance (est.)$242
Property tax — 2025 actual bill$303
HOA fee — from the listing$168
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,166Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,166
Interest rate7.50%
Loan term

Estimated payment

$4,633/mo

Principal & interest$3,760
FHA mortgage insurance (est.)$242
Property taxes (actual bill)$303
HOA / condo fee$168
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $548K
$405KedgeAI estimate $451,009 · range $421K–$496K$570K

vs edgeAI estimate

+21.4%

$/sqft vs Palmetto actives

$265 vs $200

Days on market

5 vs 73 typical

Where $265/sqft sits among the 400 Palmetto actives

104
152
65 · this home
26
21
32
$123–172$172–221$221–270$270–319$319–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Willow Walk

Drive times from this address

Downtown Tampa≈ 47 min
Tampa Int’l Airport (TPA)≈ 53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Willow Walk — neighborhood snapshot

Population

2,409

Median age

39

Median income

$88,346

Median home value

$269,861

Avg household

4

Households w/ children

319

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$375K → $390K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

255 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Nov 2, 2026Listed at $547,600 · 5 days on market since
2020Built · WILLOW WALK NORTH

Reality check

What actually sold near 3929 MOSSY LIMB COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3916 MOSSY LIMB COURTSold · Nov ’26

$469,000

3916 MOSSY LIMB COURT · same community

4 bd · 2 ba · 2,034 sqft · $231/sqft · 31 DOM

3742 MOSSY LIMB COURTSold · Mar ’26

$330,000

3742 MOSSY LIMB COURT · same community

3 bd · 2 ba · 1,844 sqft · $179/sqft · 25 DOM

3315 CANBERRA PLACESold · Jan ’26

$375,507

3315 CANBERRA PLACE

3 bd · 2.5 ba · 2,107 sqft · $178/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3929 MOSSY LIMB COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3929 MOSSY LIMB COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3929 MOSSY LIMB COURT FAQs

What would the monthly payment be for 3929 MOSSY LIMB COURT?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,633/mo — principal and interest, the actual property-tax bill, the $168/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3929 MOSSY LIMB COURT?+

The association fee works out to $168 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3929 MOSSY LIMB COURT?+

The most recent tax bill on record (2025) was $3,635. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3929 MOSSY LIMB COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $547,600, this home is listed about 38% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3929 MOSSY LIMB COURT?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$547,600 runs 50% above the PALMETTO 34221 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 5 days on market in a Palmetto market that averages 73 — if it fits, move quickly.

Listing courtesy of LESLIE WELLS REALTY, INC. · Heidi Gibson. MLS #A4710651.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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