1712 4TH STREET W, PALMETTO, FL, 34221
Active4 days on marketListed Nov 3, 2026MLS #A4711593
About this home
1712 4TH STREET W
WELCOME to the charm of Historic Palmetto, where QUAINT, picturesque streets lined with majestic oak trees and swaying palms create a peaceful Old Florida atmosphere just steps from the beautiful Manatee River!!! Nestled in one of the area’s most CHARMING neighborhoods, this beautifully maintained 3 bedroom, 2 bathroom home with a 2 car garage offers the perfect blend of character, comfort, and modern upgrades. Imagine enjoying the gentle breeze off the water, taking peaceful strolls along the tree-lined streets, and experiencing the timeless charm that makes this neighborhood so special. As you step inside, you are greeted by an inviting open floor plan featuring a spacious living room with a cozy WOOD-BURNING FIREPLACE, perfect for relaxing or entertaining. The beautifully UPDATED kitchen offers a stylish tile backsplash, stainless steel appliances, and a spacious island with additional storage and seating for casual dining. Just off the kitchen, the dining room features an ELEGANT TRAY CEILING with ACCENT LIGHTING and sliding glass doors overlooking the beautiful outdoor living space. The EXPANSIVE primary suite is truly a retreat of its own, featuring a separate SITTING AREA, a gorgeous tray ceiling, and French doors leading directly to the lanai. A custom designed WALK-IN CLOSET offers exceptional storage and organization, while the beautifully upgraded ENSUITE bathroom features dual sinks, a fully tiled walk-in glass shower, and a relaxing whirlpool garden tub. On the opposite side of the home, two additional spacious bedrooms share a full bathroom with a tiled walk-in shower and single vanity. Step outside and discover your own private backyard oasis. The expansive screened-in paver lanai features a beautiful HEATED SALTWATER POOL, perfect for enjoying the Florida sunshine year-round, along with a generous covered area ideal for outdoor dining, entertaining, or simply relaxing in the shade. Unwind in the above-ground HOT TUB after a long day while enjoying the privacy of your surroundings. Beyond the screened enclosure, a separate patio offers the perfect setting for a cozy fire pit, while an additional partially covered deck provides endless possibilities for an outdoor kitchen or another inviting sitting area. The oversized, fully fenced backyard offers plenty of room for pets, gardening, outdoor activities, and enjoying the Florida sunshine. The spacious 2 car garage provides additional flexibility for a workshop, while TWO newly installed STORAGE SHEDS offer even more room for all your belongings. For added convenience and peace of mind, the home also features a GENERAC GENERATOR. And the location is just as special as the home itself. With the Manatee River directly across the street, this is a wonderful setting for boating enthusiasts and anyone who appreciates life near the water. Historic Palmetto is known for its Southern charm, beautiful mature trees, rich history, and welcoming small town feel. Just minutes from the charming downtown district, you’ll enjoy easy access to the marina, dining, boutique shopping, and a public boat ramp. Nearby Emerson Point Preserve and Sutton Park offer even more opportunities to enjoy the outdoors, community festivals, and local events. Conveniently located near Downtown Bradenton, Sarasota, the STUNNING GULF COAST BEACHES, St. Petersburg, and Tampa. Don't wait to make this your HOME and begin your FLORIDA Lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,399
Sqft
0.38 ac
Lot size
2
Garage
1945
Year built
One
Levels
$313
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,699 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,699/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.3%
$/sqft vs Palmetto actives
$313 vs $200
Days on market
4 vs 73 typical
Where $313/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Palmetto Historic District — neighborhood snapshot
Population
2,006
Median age
46
Median income
$74,759
Median home value
$249,458
Avg household
3
Households w/ children
180
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
245 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1712 4TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$398,000
408 27TH STREET W
3 bd · 3 ba · 2,444 sqft · $163/sqft · 155 DOM
Sold · Dec ’25$610,000
1718 6TH AVENUE W
4 bd · 3 ba · 2,446 sqft · $249/sqft · 70 DOM
Sold · Sep ’26$862,500
206 20TH STREET W
4 bd · 3.5 ba · 2,236 sqft · $386/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 1712 4TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1712 4TH STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1712 4TH STREET W FAQs
What would the monthly payment be for 1712 4TH STREET W?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,699/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1712 4TH STREET W?+
The most recent tax bill on record (2025) was $6,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1712 4TH STREET W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $749,900, this home is listed about 88% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1712 4TH STREET W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$749,900 runs 105% above the PALMETTO 34221 median — but at 2,399 sqft it's also 23% larger than the typical Palmetto listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Palmetto market that averages 73 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Christy Peterson. MLS #A4711593.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palmetto homes, in your inbox
Like 1712 4TH STREET W but not quite? A daily digest of every new listing in Palmetto — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →