CENTURY 21 Edge
$299,9002 bd2 ba1,488 sqft$202 /sqft$2,768 /mo all-in ↓

4350 WHISPERING OAKS DR, NORTH PORT, FL, 34287

Active10 days on marketListed Sep 10, 2026MLS #C7530548

VillaHERON CREEK

About this home

4350 WHISPERING OAKS DR

Wow! This is a must see! This gorgeous move in ready, updated villa is located in the desirable gated golf course community of Heron Creek Golf and Country Club. This villa offers 2 bedrooms and 2 full baths with den and 2 car garage overlooking the peaceful lake and fountain. The spacious kitchen is a chef’s delight featuring new solid wood cabinetry with under- cabinet lighting, gorgeous granite counter tops with breakfast bar, and Stainless Steel appliances including a fabulous gas stove. The dining area just off the kitchen is light and bright…the perfect place to enjoy dinners with your friends and family. The open great room is complimented with crown molding lots of windows to bring in the natural light and sliders leading to the lanai overlooking the lake. The office/den/ study, just off the great room, features a double door entry and great place to get away. The owner’s suite is complimented with tray ceiling, large window with views of the lake and ensuite remodeled bath with dual sinks, walk in shower and walk in closet… a wonderful retreat. This is villa is a true split plan with the guest bedroom on the opposite side and has its own full bath with tub/shower combination, granite top vanity. Lots of updates in this fabulous villa including, New Roof, New Hurricane Windows, New Tile Flooring throughout, New Kitchen Cabinets, Granite Counter tops in Kitchen and Baths, Crown Molding, Neutral Color Pallet throughout with a real “beachy" feel, and New Front Door. In Heron Creek Golf and Country Club there are NO CDD fees, Low HOA Fees , that also include the maintenance of the outside of the villa. There is always something to do in Heron Creek CC with all the amenities including 27 holes Arthur Hills designed golf course, great practice facility, newly remodeled fitness center, resort style pool and spa, 5 Har Tru lighted tennis courts, updated Courtside Cafe to enjoy a casual bite after a swim, game of tennis or at the turn to the next nine. The 21,000 sq ft Clubhouse offers casual and fine dining. There are lots of social activities to choose from as well. Heron Creek is ideally located close to area beaches, Warm Mineral Springs, Cool Today Park, shopping, and restaurants. The area also has a new Sarasota Memorial Hospital being built, set to open 2028. Now is the time to start enjoying that Florida Lifestyle you have been dreaming about! Make this home yours today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,488

Sqft

0.13 ac

Lot size

2

Garage

2002

Year built

One

Levels

$202

Per sqft

Water view

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$394/mo
Taxes (2025)$3,796/yr
PetsCats OK, Dogs OK, Number Limit
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,768 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$316
HOA fee — from the listing$394
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,768/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$316
HOA / condo fee$394
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$261KedgeAI estimate $277,693 · range $272K$291K$312K

vs edgeAI estimate

+8%

$/sqft vs HERON CREEK

$202 vs $210

Days on market

10 vs 52 typical

Where $202/sqft sits among the 20 homes for sale in HERON CREEK

5
7 · this home
5
2
0
1
$180–201$201–221$221–241$241–261$261–281$281+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heron Creek

Get to know North Port. See the full North Port guide →

Heron Creek — neighborhood snapshot

Population

1,949

Median age

63

Median income

$108,936

Median home value

$317,839

Avg household

2

Households w/ children

196

For the school run

Sarasota County School District

MiddleHeron Creek Middle School★★★★★
HighNorth Port High School★★★★★
ElementaryLamarque Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$316K$302K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

10 of 20

HERON CREEK have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 167% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $299,900 · 10 days on market since
2002Built · HERON CREEK

Reality check

What actually sold near 4350 WHISPERING OAKS DR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4827 WHISPERING OAKS DRIVESold · May ’26

$289,900

4827 WHISPERING OAKS DRIVE · same community

2 bd · 2 ba · 1,487 sqft · $195/sqft · 109 DOM

5064 WHISPERING OAKS DRIVESold · May ’26

$320,000

5064 WHISPERING OAKS DRIVE · same community

2 bd · 2 ba · 1,657 sqft · $193/sqft · 137 DOM

5613 HIDDEN OAK COURTSold · Aug ’26

$354,000

5613 HIDDEN OAK COURT · same community

2 bd · 2 ba · 1,657 sqft · $214/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4350 WHISPERING OAKS DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4350 WHISPERING OAKS DR — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4350 WHISPERING OAKS DR FAQs

What would the monthly payment be for 4350 WHISPERING OAKS DR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,768/mo — principal and interest, the actual property-tax bill, the $394/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4350 WHISPERING OAKS DR?+

The association fee works out to $394 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4350 WHISPERING OAKS DR?+

The most recent tax bill on record (2025) was $3,796. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4350 WHISPERING OAKS DR?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $299,900, this home is listed about 10% below the North Port median of $334,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4350 WHISPERING OAKS DR?+

Heron Creek Middle School (middle), North Port High School (high), Lamarque Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Holly Henry. MLS #C7530548.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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