13265 FINKLE AVENUE, PORT CHARLOTTE, FL, 33981
Active58 days on marketListed Sep 10, 2026MLS #C7530610
About this home
13265 FINKLE AVENUE
Vacant lot for investment or to build. Owner would like to sell both two lots (2). See notes to 5152 Farewell St. lot also. These two lots are side by side. Each lot is listed for 20k or you can buy both for $40,000. Close to local amenities, beaches, and Tiki Bars and Live entertainment. The best game fishing in the world with off speed boat racing to spring training baseball teams as The Atlanta Braves and Tampa Rays. Just want to go to the beach or go fishing for the day. Great to do it all with whatever you can dream or do as a hobby. Local International Airports: Fort Myers, Sarasota and local Punta Gorda with Allegiant airlines direct. Many outdoor concert venues weekly. Local parks, state parks, tennis or pickleball, to amazing golf courses. Manasota Key and Englewood Beach are about 25 minutes away. Historic downtown Punta Gorda is roughly a 15-minute drive, and world-famous Siesta Key Beach is less than an hour away.
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$344 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$344/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,274
Median age
63
Median income
$75,263
Median home value
$381,528
Avg household
2
Households w/ children
257
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $300K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13265 FINKLE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$312,000
5471 GRAVES TERRACE · same community
2 bd · 2 ba · 1,243 sqft · $251/sqft · 28 DOM
Sold · Mar ’26$264,900
5473 COLFAX TERRACE · same community
3 bd · 2 ba · 1,270 sqft · $209/sqft · 590 DOM
Sold · Oct ’26$275,000
5220 ANDERSON ROAD · same community
2 bd · 2 ba · 1,284 sqft · $214/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13265 FINKLE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13265 FINKLE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13265 FINKLE AVENUE FAQs
What would the monthly payment be for 13265 FINKLE AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $344/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13265 FINKLE AVENUE?+
The most recent tax bill on record (2025) was $458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $20,000, this home is listed about 94% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13265 FINKLE AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Adam Keller. MLS #C7530610.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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