12519 PATSY AVENUE, PORT CHARLOTTE, FL, 33981
Active101 days on marketListed Apr 24, 2026MLS #D6147080
About this home
12519 PATSY AVENUE
Build your Florida home on this residential lot in Gulf Cove, a desirable boating community in Port Charlotte real estate offering convenient access to the Myakka River and beyond. This property is not located in a flood zone, providing added flexibility and value when planning your new construction home, and features southern rear exposure, ideal for maximizing natural light and enjoying outdoor living year-round. Gulf Cove features an optional Property Owners Association with a private boat ramp and park for approximately $75 each per year, giving residents access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico—perfect for those seeking boating property in Southwest Florida. Located just minutes from Englewood Beach and Boca Grande, and close to golf courses, parks, shopping, and dining, this property is well positioned for buyers searching for land for sale in Port Charlotte or Gulf Cove real estate. Whether building now or investing, this is an opportunity to secure property in one of Southwest Florida’s established waterfront communities.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$341 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$341/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12519 PATSY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$312,000
5471 GRAVES TERRACE · same community
2 bd · 2 ba · 1,243 sqft · $251/sqft · 28 DOM
Sold · Mar ’26$264,900
5473 COLFAX TERRACE · same community
3 bd · 2 ba · 1,270 sqft · $209/sqft · 590 DOM
Sold · Jul ’26$315,000
12462 DEEPWOODS AVENUE · same community
3 bd · 2 ba · 1,560 sqft · $202/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12519 PATSY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12519 PATSY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12519 PATSY AVENUE FAQs
What would the monthly payment be for 12519 PATSY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $341/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12519 PATSY AVENUE?+
The most recent tax bill on record (2025) was $501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $22,000, this home is listed about 93% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12519 PATSY AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6147080.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 12519 PATSY AVENUE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kamilla to ping you on any price or status change →