1909 SW 45TH STREET, CAPE CORAL, FL, 33914
Active43 days on marketListed Sep 25, 2026MLS #C7530770
About this home
1909 SW 45TH STREET
RESORT-STYLE FLORIDA LIVING MEETS AN ENTERTAINER’S DREAM in the highly desirable Eagles Landing Estates This beautifully appointed 3-bedroom, 2-bath, 3-car garage pool home offers approximately 2,100 sq. ft. of thoughtfully designed living space, exceptional upgrades, and an outdoor entertaining area that truly sets it apart. From the moment you arrive, the NEW TILE ROOF (2024), paver driveway, landscape curbing and accent lighting create impressive curb appeal. Step through the double entry doors into a light, open interior featuring plank tile flooring throughout, crown molding, tray ceilings and 8-foot sliding glass doors that seamlessly connect the living area to your private outdoor oasis. The beautifully designed kitchen features stainless steel appliances, granite countertops, soft-close cabinetry and a dedicated coffee bar. The spacious primary suite is a retreat of its own, with a tray ceiling, private sliders to the pool and two walk-in closets. The spa-inspired primary bath features dual vanities, a soaking tub and an impressive walk-around shower with a rain head and multiple shower heads. BUT THE SHOWSTOPER IS OUTSIDE. An EXTRA WIDE POOL, expansive paver deck and TWO OUTDOOR KITCHENS create an incredible space for entertaining and enjoying the Southwest Florida lifestyle. ONE OUTDOOR KITCHEN FEATURES A SMOKER, REFRIGERATOR AND COOKTOP, while the SECOND offers a BUILT-IN GAS GRILL and WINE REFRIGERATOR. GRANITE COUNTERTOPS PLUS A SEPERATE GRANITE ISLAND with additional storage and prep space complete this exceptional outdoor setup. Whether you're hosting a crowd, enjoying dinner poolside or simply relaxing at home, this space was designed to be enjoyed year-round. Two generously sized guest bedrooms provide plenty of flexibility, with one offering direct lanai access near the pool bath. The 3-CAR GARAGE WITH EPOXY FLOORING PROVIDES EXCELLENT VEHICLE AND STORAGE SPACE, and CITY WATER AND SEWER ASSESSMENTS IN AND PAID IN FULL. Eagles Landing Estates is an intimate community of only 18 homes, offering residents a private walking path, peaceful green space and two exclusive pavilions. Conveniently located in SW Cape Coral near shopping, dining and everyday conveniences, this is more than a beautiful pool home—it's the Florida lifestyle you've been waiting for.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,099
Sqft
0.28 ac
Lot size
3
Garage
2017
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,292 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,292/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.1%
$/sqft vs Cape Coral actives
$300 vs $227
Days on market
43 vs 45 typical
Where $300/sqft sits among the 234 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagles Landing Estates
Get to know Cape Coral. See the full Cape Coral guide →
Eagles Landing Estates — neighborhood snapshot
Population
25
Median age
63
Median income
$130,956
Median home value
$450,900
Avg household
2
Households w/ children
1%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
101 of 234
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1909 SW 45TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$479,900
5322 SW 20TH PLACE
3 bd · 2 ba · 2,137 sqft · $225/sqft · 119 DOM
Sold · Oct ’26$317,000
1625 SW 43RD STREET
4 bd · 2 ba · 2,052 sqft · $154/sqft · 142 DOM
Sold · Feb ’26$375,000
4517 SW 24TH AVENUE
3 bd · 2 ba · 2,177 sqft · $172/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1909 SW 45TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1909 SW 45TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1909 SW 45TH STREET FAQs
What would the monthly payment be for 1909 SW 45TH STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,292/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1909 SW 45TH STREET?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1909 SW 45TH STREET?+
The most recent tax bill on record (2025) was $8,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1909 SW 45TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $630,000, this home is listed about 50% above the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1909 SW 45TH STREET?+
Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Trafalgar Middle School (middle), Cape Elementary School (elementary), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$630,000 runs 42% above the CAPE CORAL 33914 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Trafalgar Middle School, Cape Elementary School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SELLING PARADISE · Irene Moser. MLS #C7530770.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Cape Coral homes, in your inbox
Like 1909 SW 45TH STREET but not quite? A daily digest of every new listing in Cape Coral — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →