21483 BANCROFT AVENUE, PORT CHARLOTTE, FL, 33954
Active23 days on marketListed Oct 15, 2026MLS #C7531206
About this home
21483 BANCROFT AVENUE
**BEAUTIFULLY UPDATED, SPACIOUS & MOVE-IN READY IN THE HEART OF PORT CHARLOTTE!** Welcome to 21483 Bancroft Avenue, where thoughtful updates, a functional floor plan, and exceptional outdoor space come together to create the perfect place to call home! Nestled in one of Port Charlotte's most desirable neighborhoods, this beautifully refreshed **3-bedroom, 2-bath home with a separate den/office** offers the space, flexibility, and comfort you've been searching for. Step inside to discover **fresh interior paint, a desirable split-bedroom floor plan, a spacious living room, and a dedicated dining area**, creating an inviting atmosphere for both everyday living and entertaining. The kitchen features a convenient breakfast bar, perfect for casual meals, morning coffee, or gathering with family and friends. The versatile den provides endless possibilities as a home office, playroom, hobby space, or additional sitting area. **MAJOR UPDATES ALREADY COMPLETED!** Enjoy peace of mind with a **2023 ROOF, 2022 HURRICANE-IMPACT GARAGE DOOR, newer air conditioning system, newer water heater, fresh exterior paint, and updated screens!** These valuable improvements make this home an exceptional opportunity for buyers seeking a property with important upgrades already in place. Love spending time outdoors? Step onto the **LARGE SCREENED-IN LANAI**, the perfect setting for relaxing evenings, weekend gatherings, or enjoying Florida's beautiful weather year-round. Beyond the lanai, you'll find an **EXPANSIVE BACKYARD WITH PLENTY OF ROOM FOR A FUTURE POOL**, outdoor entertaining, gardening, or creating your own private backyard retreat! **Fence posts are already in place, giving you a head start on completing the fencing of your choice!** Even better, **RV AND BOAT PARKING ARE PERMITTED**, offering the freedom and flexibility to accommodate your recreational vehicles and enjoy the Southwest Florida lifestyle! An additional standout feature is the **professionally installed 10' x 16' storage shed WITH ELECTRICITY**, providing incredible versatility for a workshop, hobbies, tools, or additional storage. And here's an EXTRA BONUS — **THE SELLER IS INCLUDING 6 MONTHS OF PREPAID LAWN CARE!** Move in and enjoy your beautiful outdoor space without the immediate worry of lawn maintenance. Ideally situated near shopping, restaurants, schools, medical facilities, and convenient access to I-75, this home offers the perfect combination of neighborhood charm and everyday convenience. **With its updates, flexible living spaces, oversized backyard, RV and boat parking opportunities, and fantastic seller incentives, this home truly stands out! Don't miss your opportunity to make it yours — schedule your private showing today!**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,308
Sqft
0.23 ac
Lot size
2
Garage
1986
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,262 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,262/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.9%
$/sqft vs PORT CHARLOTTE SEC 033
$190 vs $196
Days on market
23 vs 55 typical
Where $190/sqft sits among the 29 homes for sale in PORT CHARLOTTE SEC 033
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,193
Median age
51.7
Median income
$78,288
Median home value
$332,600
Avg household
2.33
Households w/ children
1,024
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
15 of 29
PORT CHARLOTTE SEC 033 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 894% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 21483 BANCROFT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$277,000
21288 ARGYLE AVENUE · same community
3 bd · 2 ba · 1,285 sqft · $216/sqft · 114 DOM
Sold · Jul ’26$249,000
368 YEAGER STREET · same community
3 bd · 2 ba · 1,278 sqft · $195/sqft · 46 DOM
Sold · Oct ’26$92,000
22001 BELINDA AVENUE · same community
2 bd · 2 ba · 1,272 sqft · $72/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21483 BANCROFT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21483 BANCROFT AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21483 BANCROFT AVENUE FAQs
What would the monthly payment be for 21483 BANCROFT AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,262/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21483 BANCROFT AVENUE?+
The most recent tax bill on record (2025) was $3,427. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21483 BANCROFT AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $248,500, this home is listed about 25% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 21483 BANCROFT AVENUE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE LEGACY COLLECTIVE REALTY · Jennifer Williams Garcia. MLS #C7531206.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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