4120 LAKES COURT, PORT CHARLOTTE, FL, 33953
Active18 days on marketListed Oct 20, 2026MLS #C7531884
About this home
4120 LAKES COURT
Discover the Florida lifestyle at 4120 Lakes Court, a beautifully updated lakefront home in the gated Riverwood community. Offering four bedrooms, three full bathrooms, a heated saltwater pool, and serene water views, this inviting residence is designed for relaxed everyday living and effortless entertaining. Pocket sliders open the living space to the expansive lanai, blending indoor and outdoor living around the pool and tranquil lake backdrop. The well-appointed kitchen features GE Monogram appliances, a convection oven, custom cabinetry with pull-out shelving and wire racks, and a generous center island—perfect for gathering with family and friends. Designer coastal décor gives the home a welcoming, polished feel, while a flexible guest-suite layout provides room for visitors or additional living needs. Enjoy the confidence of major updates: 2024 roof and whole-house filtration system; 2025 exterior paint and hot water heater; 2023 HVAC; and pool pump and heater updates in 2022–2023. An oversized two-car garage adds valuable space for vehicles, storage, and Florida essentials. This home also features Roll-Down and Accordion Shutters for lock and leave security. Furniture is available by separate contract with the sellers. Riverwood residents enjoy an impressive range of community amenities, including a Clubhouse, fitness center, community pool, tennis and pickleball courts, walking areas, parks, and RV storage. Golf course and Manasota Beach Club memberships are subject to availability. With its lakefront setting, heated saltwater pool, extensive updates, generous garage, and sought-after Riverwood lifestyle, 4120 Lakes Court is ready to welcome you home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,356
Sqft
0.28 ac
Lot size
2
Garage
2002
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,787 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,787/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Port Charlotte actives
$244 vs $201
Days on market
18 vs 55 typical
Where $244/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverwood
Get to know Port Charlotte. See the full Port Charlotte guide →
Riverwood — neighborhood snapshot
Population
1,436
Median age
69
Median income
$101,439
Median home value
$357,200
Avg household
2
Households w/ children
18%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
157 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2456% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4120 LAKES COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$775,000
5174 CONNER TERRACE
3 bd · 3 ba · 2,352 sqft · $330/sqft · 135 DOM
Sold · Jul ’26$385,000
3634 PENNYROYAL ROAD
3 bd · 2 ba · 2,391 sqft · $161/sqft · 123 DOM
Sold · Feb ’26$390,000
3372 PENNYROYAL ROAD
3 bd · 2 ba · 2,300 sqft · $170/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4120 LAKES COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4120 LAKES COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4120 LAKES COURT FAQs
What would the monthly payment be for 4120 LAKES COURT?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,787/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4120 LAKES COURT?+
The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4120 LAKES COURT?+
The most recent tax bill on record (2025) was $7,473. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4120 LAKES COURT?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $575,000, this home is listed about 75% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4120 LAKES COURT?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Debora Sestilio. MLS #C7531884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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