13662 BEGONIA CIRCLE, PORT CHARLOTTE, FL, 33981
Active9 days on marketListed Oct 29, 2026MLS #C7532552
About this home
13662 BEGONIA CIRCLE
TURNKEY FURNISHED WATERFRONT LIVING ON 0.57 ACRES, WITH A PRIVATE DOCK, BOAT LIFT, HEATED SALTWATER POOL, AND OUTDOOR KITCHEN! This exceptional property offers the perfect combination of boating, entertaining, and enjoying the Florida lifestyle. Move right in and start enjoying all that Southwest Florida has to offer! Featuring 3 bedrooms, 2 full bathrooms, and 1 half bath, this home boasts a spacious 3-car garage measuring approximately 27' x 31', a durable metal roof, and gutters. The well-appointed kitchen features solid wood cabinetry, stone countertops, a tile backsplash, and a wall oven and microwave combination with a second oven, making meal preparation a pleasure. Step outside to your private backyard retreat, complete with a screened pool enclosure, a heated saltwater pool, and a spa. Multiple outdoor living spaces provide plenty of room to relax and entertain, including a 30' x 12' rear patio and an additional 25' x 19' unscreened patio with a fire pit. The outdoor kitchen is ready for gatherings and features a refrigerator, grill, and Big Green Egg. Boating enthusiasts will appreciate the brackish canal frontage, a composite dock with electric and water, and a 10,000-pound boat lift. The expansive 0.57-acre property spans 2.5 lots, offering additional outdoor space to enjoy the Florida lifestyle. Additional parking along the side of the home provides space for a boat and trailer. For added storm protection, the property features roll-down shutters on the lanai and front door, along with metal shutters for the windows. With its turnkey furnishings, oversized 0.57-acre lot, impressive outdoor amenities, boating conveniences, and inviting spaces for entertaining, this property offers an outstanding opportunity to embrace the best of Southwest Florida waterfront living! South Gulf Cove is a deed-restricted community with a voluntary homeowners association (HOA). Membership is available for just $120 per year. Joining the HOA allows members to vote and provides access to the members-only section of the community website. Enjoy the South Gulf Cove lifestyle, with its network of waterways and convenient access to boating, fishing, golf, shopping, dining, and the beautiful Gulf Coast beaches.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,090
Sqft
0.57 ac
Lot size
3
Garage
2015
Year built
One
Levels
$359
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,765 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,765/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.4%
$/sqft vs Port Charlotte actives
$359 vs $203
Days on market
9 vs 55 typical
Where $359/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
159 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1570% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13662 BEGONIA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$523,000
13204 KAKAPO AVENUE · same community
3 bd · 2 ba · 2,076 sqft · $252/sqft · 0 DOM
Sold · Mar ’26$540,000
13707 BEGONIA CIRCLE · same community
4 bd · 2 ba · 2,112 sqft · $256/sqft · 403 DOM
Sold · Apr ’26$425,000
13902 ALLAMANDA CIRCLE · same community
4 bd · 3 ba · 2,117 sqft · $201/sqft · 314 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 13662 BEGONIA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13662 BEGONIA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13662 BEGONIA CIRCLE FAQs
What would the monthly payment be for 13662 BEGONIA CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,765/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13662 BEGONIA CIRCLE?+
The most recent tax bill on record (2025) was $7,249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13662 BEGONIA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $750,000, this home is listed about 128% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 13662 BEGONIA CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Mike Oakes. MLS #C7532552.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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