CENTURY 21 Edge
$599,9005 bd3.5 ba2,591 sqft$232 /sqft≈$4,224 /mo all-in ↓

23340 PAINTER AVENUE, PORT CHARLOTTE, FL, 33954

Active9 days on marketListed Oct 29, 2026MLS #C7532581

Private poolSingle Family ResidencePORT CHARLOTTE SEC 015

About this home

23340 PAINTER AVENUE

Welcome to this spacious **Certified Pre-Owned 5-bedroom, 3.5-bath pool home** offering 2,591 square feet of living space in the desirable Section 15 area of Port Charlotte. Featuring a thoughtfully designed floor plan, numerous updates, a private heated swimming pool, and **NO HOA FEES**, this property offers an exceptional combination of space, comfort, and flexibility. As an added benefit, this home is offered as Certified Pre-Owned and includes a professional pre-listing inspection and a **12-month limited home warranty**, providing buyers with additional information and protection. Upon entering, you'll appreciate the soaring ceilings, natural light, and spacious living areas that create an inviting atmosphere throughout. The flexible floor plan offers multiple gathering spaces, including separate living and family rooms, a dining area, and a generously sized kitchen featuring granite countertops, stainless steel appliances, a wine refrigerator, and a comfortable breakfast nook. Recent interior improvements include updated luxury vinyl plank flooring, fresh interior paint, and a new oven and microwave installed in 2025. The split-bedroom floor plan provides privacy and versatility, with a spacious primary suite featuring an ensuite bathroom with dual vanities, a soaking tub, and a separate walk-in shower. An upstairs bedroom with its own private bathroom creates an inviting space for guests or extended stays. The additional downstairs bedrooms offer flexibility for a home office, fitness room, or other needs. Outdoor living is equally inviting, with a spacious screened lanai overlooking the private heated swimming pool. Previous pool improvements include resurfacing, conversion to a saltwater system, upgraded heating, and automation. A convenient pool bath, outdoor shower, and fully fenced backyard provide additional comfort and functionality for outdoor gatherings and everyday enjoyment. Numerous improvements have been completed, including a **newer roof (2023), water heater (2024), solar panels (2024), security system (2024), plantation shutters (2025), privacy shades (2025), and updated kitchen appliances (2025) **. Additional features include a two-car attached garage, public water and sewer, mature landscaping, and an approximately quarter-acre lot. Solar panels are leased and subject to applicable transfer terms. Situated in **Flood Zone X with no HOA fees**, the property offers convenient access to shopping, dining, golf courses, public boat ramps, downtown Punta Gorda, Punta Gorda Airport, and the Sunseeker Resort. Whether enjoying quiet evenings by the pool, hosting gatherings, or taking advantage of the area's many recreational opportunities, this home offers a comfortable setting for Southwest Florida living. With five bedrooms, multiple living areas, extensive improvements, a private pool, and the added benefits of **Certified Pre-Owned status and an included 12-month limited home warranty**, this property presents an attractive opportunity in Port Charlotte. Schedule your private showing to explore everything this home has to offer.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,591

Sqft

0.23 ac

Lot size

2

Garage

1993

Year built

Two

Levels

$232

Per sqft

Private pool

Inside

FlooringEngineered Hardwood · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorGarden · Irrigation System · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Yard · Sliding Doors · Storage

Community & fees

Taxes (2025)$769/yr

Utilities & systems

UtilitiesElectricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,224 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,775
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$64
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate7.50%
Loan term

Estimated payment

$4,224/mo

Principal & interest$3,775
PMI (est., until 20% equity)$225
Property taxes (actual bill)$64
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PORT CHARLOTTE SEC 015

$232 vs $195

Days on market

9 vs 55 typical

Where $232/sqft sits among the 19 homes for sale in PORT CHARLOTTE SEC 015

3
3
5
4
2 · this home
2
$140–161$161–181$181–202$202–222$222–243$243+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$290K → $290K

Port Charlotte median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

13 of 19

PORT CHARLOTTE SEC 015 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 82% above the Port Charlotte median. See the full Port Charlotte market guide →

Paper trail

This home's history

Oct 29, 2026Listed at $599,900 · 9 days on market since
1993Built · PORT CHARLOTTE SEC 015

Reality check

What actually sold near 23340 PAINTER AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

443 HALLCREST TERRACESold · Apr ’26

$336,775

443 HALLCREST TERRACE · same community

3 bd · 2 ba · 2,663 sqft · $126/sqft · 25 DOM

23530 DUNSTAN AVENUESold · Oct ’26

$400,000

23530 DUNSTAN AVENUE · same community

3 bd · 2.5 ba · 2,301 sqft · $174/sqft · 21 DOM

23383 WEAVER AVENUESold · Jul ’26

$375,000

23383 WEAVER AVENUE · same community

3 bd · 2 ba · 2,239 sqft · $167/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 23340 PAINTER AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 23340 PAINTER AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

23340 PAINTER AVENUE FAQs

What would the monthly payment be for 23340 PAINTER AVENUE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,224/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 23340 PAINTER AVENUE?+

The most recent tax bill on record (2025) was $769. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $599,900, this home is listed about 82% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.

Listing courtesy of YOUR HOME SOLD GUARANTEED RLTY · Suzanne Vasbinder. MLS #C7532581.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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