116 COLONIAL STREET SW, PORT CHARLOTTE, FL, 33952
Active5 days on marketListed Nov 2, 2026MLS #C7532737
About this home
116 COLONIAL STREET SW
SAILBOAT-ACCESS WATERFRONT POOL HOME WITH 100 FEET OF CONCRETE SEAWALL, PRIVATE DOCK, NO BRIDGES TO CHARLOTTE HARBOR, AND EXTENSIVE UPGRADES! Discover the Southwest Florida waterfront lifestyle in this spacious 4-BEDROOM, 2-BATHROOM HOME located in the desirable Buena Vista community with NO HOA FEES! Major improvements include a NEW ROOF IN 2023, BEAUTIFULLY RENOVATED KITCHEN IN 2021, POOL UPGRADES IN 2021, AND NEW POOL ENCLOSURE IN 2022! Surrounded by tropical landscaping, this inviting residence features a desirable SPLIT-BEDROOM FLOOR PLAN, CERAMIC TILE FLOORING THROUGHOUT, and comfortable living spaces designed for everyday enjoyment and entertaining. A spacious formal living room welcomes you inside, while the beautifully renovated kitchen serves as the heart of the home, showcasing RICH DARK CABINETRY, GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, DOUBLE WALL OVEN, AND A LARGE CENTER ISLAND with additional seating. The kitchen opens to the inviting family room and adjacent breakfast nook, where sliding glass doors and windows provide beautiful views of the pool and canal. Privately situated away from the guest bedrooms, the SPACIOUS PRIMARY SUITE features TWO WALK-IN CLOSETS leading to an ensuite bathroom with a walk-in shower. Three additional bedrooms offer comfortable accommodations for family and guests, while the second full bathroom provides added convenience. BOTH BATHROOMS RECEIVED NEW PLUMBING FIXTURES AND TOILETS IN 2023. Step outside to your own PRIVATE WATERFRONT RETREAT, featuring an expansive screened lanai, sparkling swimming pool, and attractive brick-paver decking. The pool was RESURFACED WITH PEBBLE TEC IN 2021, along with the installation of a pool heater and updated pavers. The 2022 POOL ENCLOSURE FEATURES TWO PICTURE-WINDOW SCREEN PANELS, perfectly framing the peaceful canal views. Beyond the lanai, the beautifully landscaped backyard leads to 100 FEET OF CONCRETE SEAWALL FRONTAGE AND A PRIVATE DOCK WITH UPDATED DOCK BOARDS. Boating enthusiasts will appreciate QUICK, NO-BRIDGE SAILBOAT ACCESS TO CHARLOTTE HARBOR AND THE GULF OF MEXICO, ideal for fishing, cruising, and exploring Southwest Florida's waterways. Additional improvements include SIX IMPACT-RESISTANT WINDOWS INSTALLED IN 2023 in the family room and three guest bedrooms, hurricane shutters for the remaining windows and lanai, an UPDATED MAIN ELECTRICAL PANEL IN 2021, lawn irrigation updates in 2017, and new Florentine grass in the front yard in 2023. Conveniently located near PORT CHARLOTTE BEACH PARK, offering a fishing pier, boat ramp, beach, heated public pool, tennis, pickleball and basketball courts, bocce ball, playground, and picnic facilities. Shopping, dining, golf courses, medical facilities, and beautiful Gulf beaches are also within easy reach. Whether you're seeking a year-round residence or seasonal getaway, this exceptional property combines DIRECT SAILBOAT ACCESS, EXTENSIVE UPDATES, AND AN INVITING OUTDOOR LIVING SPACE for the ultimate Florida waterfront lifestyle!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,305
Sqft
0.29 ac
Lot size
2
Garage
1984
Year built
One
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,371 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,371/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs Port Charlotte actives
$303 vs $196
Days on market
5 vs 55 typical
Where $303/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
35,231
Median age
53.1
Median income
$61,382
Median home value
$237,700
Avg household
2.33
Households w/ children
3,246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
166 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 288% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 116 COLONIAL STREET SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$350,000
110 PECKHAM STREET SW · same community
3 bd · 3 ba · 2,154 sqft · $162/sqft · 17 DOM
Sold · Jul ’26$550,000
137 SINCLAIR STREET SE · same community
4 bd · 3 ba · 2,532 sqft · $217/sqft · 41 DOM
Sold · Mar ’26$1,100,000
105 SINCLAIR STREET SE · same community
4 bd · 3 ba · 2,540 sqft · $433/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 116 COLONIAL STREET SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 116 COLONIAL STREET SW — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
116 COLONIAL STREET SW FAQs
What would the monthly payment be for 116 COLONIAL STREET SW?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,371/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 116 COLONIAL STREET SW?+
The most recent tax bill on record (2025) was $6,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 116 COLONIAL STREET SW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $699,000, this home is listed about 112% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 116 COLONIAL STREET SW?+
Peace River Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,000 runs 288% above the PORT CHARLOTTE 33952 median — but at 2,305 sqft it's also 40% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Port Charlotte market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Scott Dufour. MLS #C7532737.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 116 COLONIAL STREET SW but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →