18651 ASHCROFT CIRCLE, PORT CHARLOTTE, FL, 33948
Active5 days on marketListed Nov 2, 2026MLS #C7532823
About this home
18651 ASHCROFT CIRCLE
Welcome to this remodeled home in a desirable area with NO HOA, at an affordable price. This three bedroom, two full bath home with a bonus room is ready for your enjoyment and lifestyle. This neighborhood is conveniently located, yet still removed just enough for peace and quiet. You will find all you daily necessities like grocers, shopping and medical services within a 15 minute drive. Two boat ramps within a 10 minute drive. Parks, dining and entertainment within a 15 minute drive. On the exterior, the home offers character with modern touches. The newly installed roof and impact windows will protect for years to come. You can pull into the driveway for two cars plus a one car garage with automatic door opener. The garage can be used as storage or to keep your toys. The yard if completely fenced with lots of mature trees for shade. You have lots more storage with-in the two sheds in the yard. The sheds are also wired with electrical outlets and one has a panel and AC. The best part is the huge screened in lanai. The lanai offers shade all day to enjoy your coffee in the morning and a drink in the evening. The lanai also has a hook up for a hot tub. In the interior, a semi open split floor plan features porcelain tile throughout. As you walk into the house, you have plenty of natural light welcoming you to the living room and dining room combo. The large kitchen has been updated and offers lots of cabinet space, recessed lighting, granite countertops and stainless steel appliances. The large granite counter top has space for six high-top chairs that can be used as a breakfast bar. The hallway bath has been completed gutted and remodeled. The master offers a larger built-in closet and on-suite. The on-suite is spacious with a walk-in shower. The bonus room off the dining area can be used as an office, separate dining area, reading area or whatever you desire. For added peace of mind, this home comes with a one year home warranty! Come see your potential next home today. Seller financing available.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,284
Sqft
0.23 ac
Lot size
1
Garage
1978
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,231 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,231/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs PORT CHARLOTTE SEC 079
$185 vs $293
Days on market
5 vs 55 typical
Where $185/sqft sits among the 14 homes for sale in PORT CHARLOTTE SEC 079
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,352
Median age
60
Median income
$82,920
Median home value
$388,707
Avg household
2
Households w/ children
384
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
6 of 14
PORT CHARLOTTE SEC 079 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 542% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 18651 ASHCROFT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$135,500
18651 ASHCROFT CIRCLE · same community
3 bd · 2 ba · 1,284 sqft · $106/sqft · 47 DOM
Sold · Jan ’26$405,000
18506 AYRSHIRE CIRCLE · same community
3 bd · 2 ba · 1,278 sqft · $317/sqft · 105 DOM
Sold · Apr ’26$245,000
5051 CRAWFORDSVILLE DRIVE · same community
3 bd · 2 ba · 1,268 sqft · $193/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18651 ASHCROFT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18651 ASHCROFT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18651 ASHCROFT CIRCLE FAQs
What would the monthly payment be for 18651 ASHCROFT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,231/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18651 ASHCROFT CIRCLE?+
The most recent tax bill on record (2025) was $4,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $237,500, this home is listed about 28% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 18651 ASHCROFT CIRCLE?+
Meadow Park Elementary School (elementary), Murdock Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Leo Acosta. MLS #C7532823.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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