12 HACKBERRY DRIVE, HOMOSASSA, FL, 34446
Active113 days on marketListed Jun 23, 2026MLS #CC855809
About this home
12 HACKBERRY DRIVE
Beautifully maintained 3BR/2BA heated pool home with a 3-car garage ,and newer roof in desirable Cypress Village in Sugarmill Woods. Featuring a split floor plan with a great room, tile flooring and wood flooring throughout, tray ceilings, and elegant bullnose corners. Enjoy an enormous screened pool area with paver decking and a glass-enclosed lanai for year-round entertaining ,for your Florida landscaping needs a well for irrigation is installed. Located just minutes from the Gulf of Mexico, offering boating, fishing, and endless water activities. Optional golf, dining, and social amenities nearby. Experience the best of Florida's Nature Coast lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,925
Sqft
0.28 ac
Lot size
3
Garage
2005
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,949 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,949/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.3%
$/sqft vs Homosassa actives
$208 vs $173
Days on market
113 vs 88 typical
Where $208/sqft sits among the 318 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Village At Sugarmill Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
Cypress Village At Sugarmill Woods — neighborhood snapshot
Population
5,767
Median age
68
Median income
$74,848
Median home value
$304,688
Avg household
2
Households w/ children
413
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $295K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
117 of 318
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 HACKBERRY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$285,000
31 W BYRSONIMA LOOP
3 bd · 2 ba · 1,901 sqft · $150/sqft · 164 DOM
Sold · Feb ’26$262,450
37 BIRCHTREE STREET
3 bd · 2 ba · 1,968 sqft · $133/sqft · 5 DOM
Sold · Aug ’26$270,000
4 BLAIR COURT
3 bd · 2 ba · 1,873 sqft · $144/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12 HACKBERRY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 HACKBERRY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12 HACKBERRY DRIVE FAQs
What would the monthly payment be for 12 HACKBERRY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,949/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12 HACKBERRY DRIVE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12 HACKBERRY DRIVE?+
The most recent tax bill on record (2025) was $2,954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $399,900, this home is listed about 22% above the Homosassa median of $327,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12 HACKBERRY DRIVE?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 51% above the HOMOSASSA 34446 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $439,999, now $399,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER NEXT GENERATIO · Margaret Moore. MLS #CC855809.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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