5181 S MAGNOLIA AVENUE, HOMOSASSA, FL, 34448
Active7 days on marketListed Oct 5, 2026MLS #OM733471
About this home
5181 S MAGNOLIA AVENUE
See Realtor Remarks: This property has six connected lots on a canal directly off the Homosassa River, very close to Monkey Island. World Class Fishing, Boating or living the dream on The Nature Coast can be your daily routine. Don't forget to check out the great restaurants on your side of the river or take your boat to the other side for more options. The adjacent property has public water and utilities so the seller believes that this would be a simple hook up.
Facts & features
The home at a glance
1.81 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,700 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,700/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The numbers that matter
The Homosassa market
$314K → $295K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the Homosassa median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5181 S MAGNOLIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$50,000
10840 W PALMETTO STREET · same community
3 bd · 1 ba · 1,282 sqft · $39/sqft · 246 DOM
Sold · Sep ’26$125,000
5360 S ELM AVENUE · same community
3 bd · 2 ba · 1,500 sqft · $83/sqft · 43 DOM
Sold · Jan ’26$165,000
10321 W CENTRAL STREET · same community
2 bd · 2 ba · 1,587 sqft · $104/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5181 S MAGNOLIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5181 S MAGNOLIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5181 S MAGNOLIA AVENUE FAQs
What would the monthly payment be for 5181 S MAGNOLIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,700/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5181 S MAGNOLIA AVENUE?+
The most recent tax bill on record (2025) was $100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $400,000, this home is listed about 20% above the Homosassa median of $332,195. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$400,000 runs 20% above the Homosassa median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Homosassa market that averages 92 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM733471.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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