
11 SANDERS CIRCLE, HOMOSASSA, FL, 34446
Active3 days on marketListed Aug 26, 2026MLS #O6436836
About this home
11 SANDERS CIRCLE
Pre-Construction. To be built. The Harmony home design in Sugarmill Woods blends spacious living, thoughtful design, and exceptional finishes on an oversized homesite with peaceful Greenbelt views. A striking stone accent enhances the exterior, while the 8' full-light front door opens to a welcoming foyer and a bright, open interior with 9'4" flat ceilings, crown molding, and a deluxe interior trim package. At the heart of the home, the expansive Great Room flows seamlessly into the kitchen and breakfast nook, creating a spacious central living area. Additional LED lighting enhances the Great Room, while three pendant light rough-ins add the opportunity for a distinctive finishing touch above the kitchen island. The beautifully appointed kitchen features granite or quartz countertops, a subway tile backsplash, soft-close cabinetry, solid wood soft-close drawers, abundant workspace, and a full line of stainless steel appliances, including an eStar refrigerator. A private den with French doors provides flexible space for a home office, library, or hobby room. Just off the Great Room, the covered lanai extends the living area outdoors and features an acrylic patio finish. The primary suite is thoughtfully positioned and includes a spacious bedroom, an oversized walk-in closet, and a deluxe primary bath with soft-close cabinets, solid wood drawers, and an oversized shower with ceramic tile walls. A private guest suite with its own ensuite bath is separated from the primary suite and the two additional secondary bedrooms, creating a well-designed layout with excellent privacy. Ceramic flooring extends throughout the main living areas, with carpet in the bedrooms, while the additional bathrooms continue the home's quality finishes with ceramic tile walls in the showers. The well-equipped laundry room includes a base cabinet with a granite or quartz countertop and sink. A two-car garage with a built-in workshop provides generous space for vehicles, storage, and projects, while a garage door opener with remotes adds everyday convenience. Additional highlights include cordless blinds, insulated low-emissive windows, architectural shingles, an irrigation system, sod, and professional landscaping. A built-in Smart Home Package includes a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches. Located in Sugarmill Woods, this quiet cul-de-sac community features tree-lined streets, lush greenery, and distinctive Villages that create a peaceful atmosphere. The surrounding Homosassa area is known for its natural springs, state parks, beaches, fishing, and boating, adding exceptional opportunities for outdoor recreation and Florida living. Experience the craftsmanship, modern finishes, and thoughtful design of this exceptional new construction home. Schedule your private tour today. We can’t wait to welcome you home!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,471
Sqft
0.29 ac
Lot size
2
Garage
2027
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,731 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,731/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs SUGARMILL WOODS OAK VILLAGE
$162 vs $168
Days on market
3 vs 61 typical
Where $162/sqft sits among the 40 homes for sale in SUGARMILL WOODS OAK VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Village At Sugarmill Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
Cypress Village At Sugarmill Woods — neighborhood snapshot
Population
5,767
Median age
68
Median income
$74,848
Median home value
$304,688
Avg household
2
Households w/ children
413
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
20 of 40
SUGARMILL WOODS OAK VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 11 SANDERS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$389,000
16 NEMESIA COURT E · same community
4 bd · 3 ba · 2,503 sqft · $155/sqft · 151 DOM
Sold · Dec ’25$385,850
11 BEGONIAS COURT · same community
4 bd · 3 ba · 2,508 sqft · $154/sqft · 42 DOM
Sold · Apr ’26$341,950
17 ASTERS COURT · same community
4 bd · 3 ba · 2,508 sqft · $136/sqft · 197 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11 SANDERS CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 SANDERS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11 SANDERS CIRCLE FAQs
What would the monthly payment be for 11 SANDERS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,731/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11 SANDERS CIRCLE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11 SANDERS CIRCLE?+
The most recent tax bill on record (2025) was $337. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11 SANDERS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $399,900, this home is listed about 18% above the Homosassa median of $340,275. The market section on this page shows how the area is trending.
Which schools are assigned to 11 SANDERS CIRCLE?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 34% above the HOMOSASSA 34446 median — but at 2,471 sqft it's also 28% larger than the typical Homosassa listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Homosassa market that averages 61 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Taryn Mashburn. MLS #O6436836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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