CENTURY 21 Edge
$929,0003 bd3 ba2,663 sqft$349 /sqft≈$6,872 /mo all-in ↓

1118 N Hunt Club DRIVE, HERNANDO, FL, 34442

Active63 days on marketListed Sep 5, 2026MLS #CC857709

Single Family Residence

About this home

1118 N Hunt Club DRIVE

STUNNING 3 BEDROOM ESTATE HOME PLUS A LARGE STAND-ALONE CASITA,TROPICAL( FULLY SCREENED) COURTYARD AMD RESORT-STYLE LIVING IN FIVE STAR GATED CITRUS HILLS! Looking for a beautifully appointed estate home in one of Forida's most sought-after counities, where luxury, serenity,entertaining and five-star amenities come together? Welcome to this exceptional custom residence in the award-winning community of Citrus Hills, nestled among the rolling hills of Central Florida. From the moment you arrive, the craftmanship and attention to detail are unmistakable. A custom front door with leaded glass welcomes you inside,volume ceilings, custom lighting and hand-cut stone flooring and accents create a sophisticated-yet-warm atmosphere throughout this thoughtfully designed split-bedroom floor plan.The LIGHT-FILLED CHEF'S KITCHEN is truly the heart of the home, featuring custom counters, an exquisite custom backsplash,high=end appliances,gas cooktop,an over[sized pantry and custom organizational features designed with the serious cook and entertainer in mind. An inviting eat-in area provides the perfect spot for casual meals, while the expansive main living area flows seamlesly into the formal dining space. Forida ceilings, illumimated built-ins and custom lighting add drama and elegance without sacrificing comfort. The third bedroom is currently designed as a craft/flex room, reflecting the currentr owners creativity and attention to orgnization. An oversized laundry area with stackable washer and dryer adds even more functionalitiy. A truly nspecial feature to this home is the CUSTOM STUDY, showcasing illuminated stained glass curated doors that create a spectacular ambiance in the evenings. One wall is designated to a built-in floor to ceiling desk and bookcase. This makes and exceptional space for working from home, reading or displaying treasured collections. The separate primary suite is a retreat of its own, with a generous sitting area, his and her closets, custom draperies and blinds, built-in boocases and designer lighting flanking the bed. The luxurious bath boasts upgraded tile, dual vanities, a walk-in shower and a separate garden tub--creating a spa-like escape at the end of the day. Perhaps the most enchanting feature of this propery is THE TROPICAL OUTDOOR LLIVING EXPERIENCE.The owners have spared no expense in creating many little vignettes, folded into the screened and unscreened pathways that lead you on a tropical feast for your eyes. Not only does this home offer all of these beautiful features, there is also the APPROXIMATELY 900 SQ FT AIR-CONDITIONED GUEST HOUSE/CASITA for your guests or just extra storage or just a getaway. This allows guests to enjoy comfort and peace while still being part of the home-s extraordinary outdoor gathering spaces. It also has a wrought-iron fence for your four-legged family members! This isn't simply a home-it is a carefully curated Florida estate where EVERY ROOM<GARDEN<VIGNETTE AND OUTDOOR SPACE TELLS A STORY! TAKE A LOOK before buying VirtuallyStaged.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,663

Sqft

0.39 ac

Lot size

2

Garage

2015

Year built

One

Levels

$349

Per sqft

Inside

FlooringTile · Luxury Vinyl · Travertine
AppliancesTankless Water Heater · Gas Cooktop · Dishwasher · Disposal · Microwave · Built-In Oven · Range Hood · Refrigerator · Washer · Dryer
InteriorHigh Ceilings · Stone Counters · Eating Space In Kitchen · Open Floorplan · Other · Pull Down Stairs · Split Bedroom · Walk-In Closet(s) · Solid Wood Cabinets
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofTile
ConstructionStucco · Block
FoundationSlab
ParkingDriveway · Garage Door Opener
ExteriorSliding Doors · Irrigation System · Courtyard · Rain Gutters · Lighting

Community & fees

HOA fee$18/mo
Taxes (2025)$5,990/yr
CommunityPool

Utilities & systems

WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,872 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$5,846
PMI (est., until 20% equity)$348
Property tax — 2025 actual bill$499
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,900
Interest rate7.50%
Loan term

Estimated payment

$6,872/mo

Principal & interest$5,846
PMI (est., until 20% equity)$348
Property taxes (actual bill)$499
HOA / condo fee$18
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $929K
$584KedgeAI estimate $674,993 · range $609K–$742K$966K

vs edgeAI estimate

+37.6%

$/sqft vs Hernando actives

$349 vs $200

Days on market

63 vs 81 typical

Where $349/sqft sits among the 210 Hernando actives

34
62
45
42
7
20 · this home
$109–149$149–189$189–229$229–269$269–309$309+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

17,281

Median age

65

Median income

$57,259

Median home value

$338,600

Avg household

2.03

Households w/ children

887

For the school run

Citrus County School District

ElementaryForest Ridge Elementary School★★★★★
MiddleLecanto Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketLeans buyer — 7.6 months of inventoryBuyer’s market

$385K → $345K

Hernando median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

60 of 210

Hernando actives have cut their price

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 221% above the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

Sep 5, 2026Listed at $929,000 · 63 days on market since
2015Built

Reality check

What actually sold near 1118 N Hunt Club DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1224 W LABRADOR COURTSold · May ’26

$654,000

1224 W LABRADOR COURT

3 bd · 2.5 ba · 2,653 sqft · $247/sqft · 56 DOM

1829 W REDDING STREETSold · Jul ’26

$540,000

1829 W REDDING STREET

3 bd · 3 ba · 2,650 sqft · $204/sqft · 115 DOM

1041 N HUNT CLUB DRIVESold · Dec ’25

$615,000

1041 N HUNT CLUB DRIVE

3 bd · 3.5 ba · 2,699 sqft · $228/sqft · 324 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1118 N Hunt Club DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1118 N Hunt Club DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1118 N Hunt Club DRIVE FAQs

What would the monthly payment be for 1118 N Hunt Club DRIVE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,872/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1118 N Hunt Club DRIVE?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1118 N Hunt Club DRIVE?+

The most recent tax bill on record (2025) was $5,990. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hernando?+

At $929,000, this home is listed about 158% above the Hernando median of $359,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1118 N Hunt Club DRIVE?+

Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SELLSTATE NGR-INVERNESS · Karis Geistfeld. MLS #CC857709.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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