29 W Ipswich LANE, HERNANDO, FL, 34442
Active25 days on marketListed Oct 13, 2026MLS #CC858395
About this home
29 W Ipswich LANE
LIKE-NEW CUSTOM HOME ON ONE ACRE IN HAMPTON HILLS! Built in 2021 and beautifully upgraded, this exceptional 3-bedroom, 3-bath home with a dedicated office offers 2,853 square feet of thoughtfully designed living space in the desirable Citrus Hills community. Set on a lush, one-acre homesite surrounded by mature trees, the light-filled, split-bedroom floor plan features spacious living and dining areas, updated lighting, and new luxury laminate flooring in the bedrooms. The well-appointed kitchen boasts granite countertops, gas cooking, pull-out cabinetry, and a charming breakfast nook. The generous primary suite features custom walk-in closets, a soaking tub, and separate shower, while an additional ensuite bedroom provides added comfort and convenience. Outdoor living takes center stage with an expansive covered lanai overlooking the heated saltwater pool and spa. A stunning outdoor kitchen, newly installed in 2026, features a built-in BBQ, griddle, dual burners, and abundant cabinetry. A separate new hot tub, beautiful paver decking, and app-controlled, color-changing pool and exterior lighting complete this exceptional outdoor retreat. Additional enhancements include a whole-house reverse osmosis water filtration system installed in 2026 and smart-home technology controlling pool functions, security, climate, and door locks. The attached three-car garage features epoxy flooring, while a separate detached garage offers flexible space for a workshop, studio, or additional storage. Citrus Hills Social Membership offers access to golf, swimming, tennis, fitness facilities, dining, and more. Why wait to build when this beautifully upgraded home is ready to enjoy!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,853
Sqft
1.01 ac
Lot size
4
Garage
2021
Year built
One
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,110 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,110/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
$/sqft vs Hernando actives
$324 vs $199
Days on market
25 vs 81 typical
Where $324/sqft sits among the 211 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
17,281
Median age
65
Median income
$57,259
Median home value
$338,600
Avg household
2.03
Households w/ children
887
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$385K → $345K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
60 of 211
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 220% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 29 W Ipswich LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$455,000
604 W Massachusetts STREET
3 bd · 3 ba · 2,806 sqft · $162/sqft · 99 DOM
Sold · Apr ’26$429,900
497 N KINGLET AVENUE
3 bd · 2.5 ba · 2,918 sqft · $147/sqft · 8 DOM
Sold · Sep ’26$949,750
1202 W Beagle Run LOOP
4 bd · 3 ba · 2,970 sqft · $320/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 29 W Ipswich LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 29 W Ipswich LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
29 W Ipswich LANE FAQs
What would the monthly payment be for 29 W Ipswich LANE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,110/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 29 W Ipswich LANE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 29 W Ipswich LANE?+
The most recent tax bill on record (2025) was $9,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $924,900, this home is listed about 157% above the Hernando median of $359,900. The market section on this page shows how the area is trending.
Which schools are assigned to 29 W Ipswich LANE?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER NEXT GENERATION · Pamela Pareja. MLS #CC858395.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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