1165 W Pointer LOOP, HERNANDO, FL, 34442
Active45 days on marketListed Sep 23, 2026MLS #CC857865
About this home
1165 W Pointer LOOP
Price Improvement!!! BETTER THAN NEW- ELEGANT AND SPACIOUS ESTATE HOME WITH YOUR OWN PUTTING GREEN, HEATED SALTWATER POOL AND THREE CAR GARAGE IN THE AWARD WINNNG NEIGHBORHOOD OF TERRA VISTA OF CITRUS HILLS! This immaculate, like-new luxury home is packed with premium upgrades inside and out! Located on a quiet and scenic cul de sac, this beautiful home delivers an unparalleled resort-style lifestyle. OUTDOOR OASIS & PROFESSIONAL LANDSCAPING:Customizations include a heated SALTWATER pool featuring an umbrella-shaded swim shelf.,Enlarged screened covered lanai with dual fans, a remote-controlled privacy shade and custom cage string lighting for nighttime enjoyment. The professionally designed 3-hole SynLawn putting green is a golfers dream! The summer kitchen is also custom-designed, covered and powered by natural gas. Pet-friendly access for your furry friends was smartly designed for direct, seemless pet access from the house to the lanai and fully-fenced backyard. PREMIUM INFRASTRUCTURE: On top of the massive fully fenced backyard it features newly upgraded stone bedding, custom poured concrete curbing, and a professionally installed drainage system. ELEGANTLY CURATED INTERIORS: GRAND ENTRY: A large, welcoming paver walkway leads into an expansive open floor plan.ARCHITECTURAL DETAILS: Striking 12-ft ceilings with tray accents and 8 ft doors throughout home. GOURMET KITCHEN: Equipeed with upgraded Kitchen Aid appliances, a custom walk-in pantry,quartz coutertops,upgraded cabinetry with under-cabinet lighting,and a bright breakfast nook overlooking the pool.EXECUTIVE STUDY: Very secluded home office behind full-glass doors.PREMIUM FINISHES: Upgraded ceiling fans (7 total) and custom 4.5 plantation shutters and wndow treatments on all wndows. MASTER SUITE SANCTUARY: Luxurious bath with deep soaking tub surrounded by a massive L-shaped walk-in shower with a built-in bench and multiple shower heads. WALK IN CLOSET was recently re-designed with 12 fT ceiing that features high-end custom built-in shelving and never-ending storage. GARGE & POWER & ADVANCED SECURITY:Exterior securely protected by 4 hard-wired professioal cameras. Heavy -duty 24 kw whole-house generator backed by ( 2 ) 200 amp electric panels. GARAGES AND STORAGE: Enlarged 2-car plus dedicated golf cart garage featuring flawless epoxy floors and 5 ceiling-mounted storage racks. MOVE IN READY & IMMACULATE WITH SELECT PREMIUM ITEMS INCLUDED! - SCHEDULE YOUR TOUR TODAY-THIS UNIQUE LUXURIOUS HOME WILL IMPRESS EVEN THE MOST DISCERNING BUYER!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,868
Sqft
0.38 ac
Lot size
3
Garage
2022
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,246 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,246/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.9%
$/sqft vs Hernando actives
$321 vs $197
Days on market
45 vs 81 typical
Where $321/sqft sits among the 217 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
17,281
Median age
65
Median income
$57,259
Median home value
$338,600
Avg household
2.03
Households w/ children
887
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$385K → $345K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
60 of 217
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 219% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1165 W Pointer LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$429,900
497 N KINGLET AVENUE
3 bd · 2.5 ba · 2,918 sqft · $147/sqft · 8 DOM
Sold · May ’26$495,000
1874 W Pearson STREET
3 bd · 2.5 ba · 2,817 sqft · $176/sqft · 84 DOM
Sold · Aug ’26$455,000
604 W Massachusetts STREET
3 bd · 3 ba · 2,806 sqft · $162/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1165 W Pointer LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1165 W Pointer LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1165 W Pointer LOOP FAQs
What would the monthly payment be for 1165 W Pointer LOOP?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,246/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1165 W Pointer LOOP?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1165 W Pointer LOOP?+
The most recent tax bill on record (2025) was $11,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $922,000, this home is listed about 156% above the Hernando median of $359,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1165 W Pointer LOOP?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$922,000 runs 219% above the HERNANDO 34442 median — but at 2,868 sqft it's also 60% larger than the typical Hernando listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $949,000, now $922,000 — a $27K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NGR-INVERNESS · Karis Geistfeld. MLS #CC857865.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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