5 POINTE WAY, PLACIDA, FL, 33946
Active536 days on marketListed Feb 4, 2025MLS #D6140512
About this home
5 POINTE WAY
Price adjustment!! Bring your offers!! Sleek and sophisticated home in the private and secluded development of Pointe Bocilla. Custom designed and modern, yet laid back enough for island living. With the open living room and gourmet kitchen, it is perfect for entertaining or just relaxing with the island breezes wafting through. Sliders in the living area and primary bedroom retract into the walls so you feel as if you are sitting outdoors in the lush tropical setting. Native low maintenance landscaping abounds! The red oak floors in the living area ooze warmth, the fireplace between the dining and living area make cozy the word that comes to mind. The gourmet kitchen is a delight for the one who cooks, with stainless steel appliances, gas Viking cooktop, convection oven with pizza stone, warming drawer and two wine coolers. The primary suite is separate from the two guest bedrooms making this home ideal for hosting friends and family. There are views of the Intracoastal Waterway from the living area, primary bedroom and rear deck, which also includes a mini outdoor kitchen with large gas grill. This home has a new roof and gutters, screens, crab trap, AC, hot water heater, refrigerator, elevator, interior and exterior paint, lighting, fans, tile and carpeting. There are hurricane shutters for all windows. These photos are not virtually staged digitally, but represent the to sellers furnishings before they moved them to a new location. Pointe Bocilla has only 12 homesites. It's amenities include a heated pool, tennis court and deeded deep water dock. Don Pedro-Knight-Palm Island is a bridgeless, barrier island situated between Sarasota/Tampa to the north and Ft. Myers/Naples to the south. It is accessible only via private boat or a 4 minute car passenger ferry. Your island dream home awaits!!!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,952
Sqft
0.75 ac
Lot size
2000
Year built
One
Levels
$462
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,702 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,702/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Placida actives
$462 vs $381
Days on market
536 vs 91 typical
Where $462/sqft sits among the 162 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
64 of 162
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3800% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 POINTE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,700,000
3 POINTE WAY · same community
4 bd · 4 ba · 3,500 sqft · $486/sqft · 10 DOM
Sold · May ’26$1,750,000
90 BUCCANEER BEND
3 bd · 3 ba · 2,834 sqft · $618/sqft · 25 DOM
Sold · Apr ’26$3,750,000
55 SPYGLASS ALLEY
3 bd · 2.5 ba · 2,660 sqft · $1,410/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 5 POINTE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 POINTE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5 POINTE WAY FAQs
What would the monthly payment be for 5 POINTE WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,702/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5 POINTE WAY?+
The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5 POINTE WAY?+
The most recent tax bill on record (2024) was $15,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 POINTE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $1,365,000, this home is listed about 110% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5 POINTE WAY?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,365,000 runs 3800% above the PLACIDA 33946 median — but at 2,952 sqft it's also 65% larger than the typical Placida listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
536 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,695,000, now $1,365,000 — a $330K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ISLANDER PROPERTIES INC · Robin Madden. MLS #D6140512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Placida homes, in your inbox
Like 5 POINTE WAY but not quite? A daily digest of every new listing in Placida — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →