CENTURY 21 Edge
$545,000$595,000$4,451 /mo all-in ↓

6 POINTE WAY, PLACIDA, FL, 33946

Active199 days on marketListed Jan 15, 2026MLS #D6145627

Reduced $50KWaterfrontPOINTE BOCILLA LAND CONDO

About this home

6 POINTE WAY

An exceptional opportunity to build your dream home on an oversized, ultra-private waterfront homesite in Pointe Bocilla, one of Don Pedro Island’s most exclusive enclaves. Spanning just over an acre, this remarkable property boasts 242 feet of frontage directly on the Intracoastal Waterway, offering soaring water views, refreshing coastal breezes, and endless boating enjoyment. The property includes a dock with a new 16,000-lb boat lift, perfectly positioned on a deep canal with quick, direct access to the ICW and the Gulf of Mexico—ideal for avid boaters and anglers alike. Tucked within a quiet HOA of only 12 private homesites, residents enjoy a rare sense of seclusion along with access to a community pool, shaded pool deck, and a charming sitting area where neighbors gather to watch friendly tennis or pickleball matches. Embrace the relaxed charm of Old Florida living as you settle into true “Island Time,” with nearby access to quiet, pristine beaches known for colorful shells and abundant shark’s teeth. Conveniently accessible via a short car ferry ride with Palm Island Transit, this island retreat offers the perfect balance of privacy, natural beauty, and easy mainland access. A rare waterfront homesite in a setting that feels worlds away—yet close to everything.

Facts & features

The home at a glance

1.02 ac

Lot size

WaterfrontTrees/Woods & Water view

Inside

Outside & construction

ViewTrees/Woods · Water

Community & fees

HOA fee$300/mo
Taxes (2025)$6,497/yr
PetsCats OK, Dogs OK
CommunityBay/Harbor Front · Dock · Intracoastal Waterway · Water Access · Waterfront · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electrical Nearby · Water Nearby
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,451 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,208
FHA mortgage insurance (est.)$241
Property tax — 2025 actual bill$541
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,075
Interest rate6.00%
Loan term

Estimated payment

$4,451/mo

Principal & interest$3,208
FHA mortgage insurance (est.)$241
Property taxes (actual bill)$541
HOA / condo fee$300
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Placida

Map of 6 POINTE WAY

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1457% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

CurrentPrice reduced to $545,000 $50K
Jan 15, 2026Listed at $595,000 · 199 days on market since

Reality check

What actually sold near 6 POINTE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3 POINTE WAYSold · Sep ’25

$1,700,000

3 POINTE WAY · same community

4 bd · 4 ba · 3,500 sqft · $486/sqft · 10 DOM

7070 PLACIDA ROAD UNIT 1121Sold · Jun ’26

$252,500

7070 PLACIDA ROAD UNIT 1121

1 bd · 1 ba · 648 sqft · $390/sqft · 42 DOM

2191 WILLIAMSBURG WAYSold · Sep ’25

$165,000

2191 WILLIAMSBURG WAY

1 bd · 1 ba · 680 sqft · $243/sqft · 166 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6 POINTE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6 POINTE WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6 POINTE WAY FAQs

What would the monthly payment be for 6 POINTE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,451/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6 POINTE WAY?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6 POINTE WAY?+

The most recent tax bill on record (2025) was $6,497. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6 POINTE WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $545,000, this home is listed about 16% below the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6 POINTE WAY?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$545,000 runs 1457% above the PLACIDA 33946 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

199 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $595,000, now $545,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Courtney DeFilippis. MLS #D6145627.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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