13010 GARFIELD COURT, PLACIDA, FL, 33946
Active18 days on marketListed Oct 20, 2026MLS #D6149136
About this home
13010 GARFIELD COURT
Rarely available direct ICW waterfront lot and dock with 16,000 Lb boat lift! Lot is cleared and ready for your dream home. Included are a set of fully engineered house plans including survey and soil borings. Located on the Intracoastal Waterway in Placida Bay Estates, the deep water at the dock can comfortably fit your boat while you enjoy sunsets, dolphins and manatees! In the past year, the dock has gone through a full re-build with new walkway, new stringers, newly fastened bents, wrapped pilings and new piling caps. The walkway is equipped with lighting along the entire dock as well as all new electric and water hookup. Placida Bay Estates is a 16-home community, and this is one of the last remaining lots to be built on. Only one mile from Boca Grande’s beaches and restaurants. Just outside the gated entrance is a sidewalk for easy early morning walking and biking with direct access to the 7-mile Pioneer Trail.
Facts & features
The home at a glance
1.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,282 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,282/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
3,090
Median age
66.1
Median income
$85,848
Median home value
$660,800
Avg household
2.01
Households w/ children
105
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$775K → $412K
Placida median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3819% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 13010 GARFIELD COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$285,000
9200 LITTLE GASPARILLA UNIT 203
1 bd · 1 ba · 787 sqft · $362/sqft · 281 DOM
Sold · Sep ’26$535,000
8662 GRAND AVENUE
2 bd · 1.5 ba · 832 sqft · $643/sqft · 135 DOM
Sold · Dec ’25$443,000
8472 GRAND AVENUE
2 bd · 1.5 ba · 832 sqft · $532/sqft · 188 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 13010 GARFIELD COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13010 GARFIELD COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13010 GARFIELD COURT FAQs
What would the monthly payment be for 13010 GARFIELD COURT?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $11,282/mo — principal and interest, the actual property-tax bill, the $527/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13010 GARFIELD COURT?+
The association fee works out to $527 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13010 GARFIELD COURT?+
The most recent tax bill on record (2025) was $11,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13010 GARFIELD COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $1,450,000, this home is listed about 134% above the Placida median of $619,950. The market section on this page shows how the area is trending.
Which schools are assigned to 13010 GARFIELD COURT?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,450,000 runs 3819% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $527/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE BRC GROUP, LLC · Brian Corcoran. MLS #D6149136.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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