7070 PLACIDA ROAD UNIT 1231, PLACIDA, FL, 33946
Active25 days on marketListed Oct 13, 2026MLS #D6149147
About this home
7070 PLACIDA ROAD UNIT 1231
WATER TAXI TO PRIVATE BEACH ACCESS INCLUDED!! TURNKEY FURNISHED TOP FLOOR 1 BEDROOM, 1 BATH CONDO WITH CATHEDRAL CEILINGS! Move in ready with coastal furniture, updated kitchen and bath, and 2025 air conditioner and roof! This bright and inviting space with a waterfront screened lanai offers the perfect setting to unwind and enjoy the beauty of Southwest Florida. The building offers both elevator and stair access, and a dedicated parking spot making daily comings and goings easy and convenient! Harbortown Village offers community amenities, including a swimming pool, hot tub, newly renovated bathhouse, and covered outdoor lanai. Included in ownership of this property is Palm Island Resort’s water taxi service to the waterfront Rum Bay restaurant, tennis, fitness and private beach access where complimentary beach chairs are waiting for you! Spend the day relaxing on the pristine shoreline, swimming in the turquoise waters, or soaking in the spectacular Gulf sunsets before returning to your quiet retreat. The crystal blue waters and pristine beach are perfect for swimming, shelling, and finding shark teeth. Just a few miles south, Boca Grande offers charming shops, waterfront dining, and one of Florida’s most beloved beach towns. Nearby Englewood is also home to beautiful public beaches, restaurants, golf courses, kayaking, boating, fishing, water sports, farmers markets, and unique local shopping. Adjacent to sidewalks that take you to many parks as well as the 7 mile Pioneer Trail great for biking or walking! Whether you’re looking for relaxation or adventure, this area offers the best of coastal Florida living. Your stay here is more than a getaway—it’s a front-row seat to the beauty, charm, and tranquility of Florida’s Gulf Coast!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
697
Sqft
0.02 ac
Lot size
1985
Year built
Three Or More
Levels
$387
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,245 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+133.6%
$/sqft vs Placida actives
$387 vs $349
Days on market
25 vs 127 typical
Where $387/sqft sits among the 172 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
3,090
Median age
66.1
Median income
$85,848
Median home value
$660,800
Avg household
2.01
Households w/ children
105
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$775K → $412K
Placida median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
72 of 172
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 629% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 7070 PLACIDA ROAD UNIT 1231
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$252,500
7070 PLACIDA ROAD UNIT 1121
1 bd · 1 ba · 648 sqft · $390/sqft · 42 DOM
Sold · Sep ’26$210,000
8405 PLACIDA ROAD UNIT 204
2 bd · 2 ba · 903 sqft · $233/sqft · 124 DOM
Sold · Jun ’26$190,000
8409 PLACIDA ROAD UNIT 405
2 bd · 2 ba · 903 sqft · $210/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7070 PLACIDA ROAD UNIT 1231 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7070 PLACIDA ROAD UNIT 1231 — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7070 PLACIDA ROAD UNIT 1231 FAQs
What would the monthly payment be for 7070 PLACIDA ROAD UNIT 1231?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,245/mo — principal and interest, the actual property-tax bill, the $783/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7070 PLACIDA ROAD UNIT 1231?+
The association fee works out to $783 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7070 PLACIDA ROAD UNIT 1231?+
The most recent tax bill on record (2025) was $3,959. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7070 PLACIDA ROAD UNIT 1231?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $269,900, this home is listed about 56% below the Placida median of $619,950. The market section on this page shows how the area is trending.
Which schools are assigned to 7070 PLACIDA ROAD UNIT 1231?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$269,900 runs 629% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $783/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE BRC GROUP, LLC · Brian Corcoran. MLS #D6149147.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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