13121 CREEKSIDE LANE, PORT CHARLOTTE, FL, 33953
Active22 days on marketListed Oct 16, 2026MLS #D6149189
About this home
13121 CREEKSIDE LANE
TURNKEY FURNISHED FLORIDA LIVING IN RIVERWOOD! Discover your own private paradise in this beautifully appointed 2-bedroom + den, 2-bath twin villa with an attached 2-car garage, nestled within the prestigious, gated Riverwood community in Port Charlotte. Offering elegant finishes, and a peaceful pond view, this inviting home is designed for effortless living, entertaining, and enjoying the Florida lifestyle. Offered turnkey furnished, this is your opportunity to move in and start enjoying the sunshine! Step inside to a bright, open-concept layout featuring soaring 10-foot ceilings, 8-foot interior doors, crown molding, and ceramic tile flooring laid on the diagonal throughout the main living areas. Luxury Plank Tile in both bedrooms. The well-appointed kitchen combines style and functionality with stainless steel appliances, granite countertops, rich wood cabinetry, 36-inch upper cabinets with crown molding, a stone backsplash, breakfast bar, and a charming dining nook. The spacious great room flows seamlessly to the screened lanai through sliding glass doors, creating the perfect setting for entertaining or simply relaxing amid the beauty of your private backyard pond view. Enjoy morning coffee, outdoor dining, and the peaceful natural surroundings in your own tranquil retreat. The spacious primary suite offers a relaxing escape with a generous walk-in closet and an en-suite bathroom featuring dual granite-topped vanities and a walk-in shower and handheld showerhead. The comfortable guest bedroom and adjacent full bathroom provide a welcoming space for family and visitors, while the versatile den offers endless possibilities as a home office, reading room, craft space, or additional flex area. Additional highlights include, plantation shutters, hurricane protection, a convenient laundry room with storage, and a two-car garage. Riverwood offers an exceptional resort-inspired lifestyle surrounded by lush landscaping, scenic lakes, and protected natural habitats in an award-winning Audubon Green Community. Residents enjoy a renovated activity center campus featuring a lap pool, resort-style pool, fitness center, pickleball courts, tennis courts, bocce, lawn croquet, small and large dog parks, a craft room, library, and an active calendar of social events. Golf enthusiasts can enjoy the Riverwood Golf Club's 18-hole, par-72 championship course, with additional fees applicable. A private beach club on beautiful Manasota Key offers another opportunity to enjoy Southwest Florida's coastal lifestyle; membership availability, transferability, and applicable fees should be verified. Conveniently located near boating, fishing, shopping, dining, cultural attractions, and the beautiful Gulf Coast beaches, Riverwood brings together the best of nature, recreation, and community living. Whether you're searching for a full-time residence, a seasonal getaway, or a place to enjoy your next chapter, this inviting villa offers the perfect opportunity to embrace the Florida lifestyle. Come discover why Riverwood is a place so many are proud to call home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,577
Sqft
0.17 ac
Lot size
2
Garage
2011
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,509 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,509/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
$/sqft vs RIVERWOOD
$197 vs $210
Days on market
22 vs 55 typical
Where $197/sqft sits among the 24 homes for sale in RIVERWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
8,318
Median age
57.3
Median income
$83,070
Median home value
$372,900
Avg household
2.46
Households w/ children
642
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
9 of 24
RIVERWOOD have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1278% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13121 CREEKSIDE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$362,000
3179 OSPREY LANE · same community
3 bd · 2 ba · 1,617 sqft · $224/sqft · 179 DOM
Sold · Apr ’26$299,000
3270 BAY RIDGE WAY · same community
3 bd · 2 ba · 1,622 sqft · $184/sqft · 98 DOM
Sold · Nov ’25$450,000
12953 N MARSH DRIVE · same community
3 bd · 2 ba · 1,651 sqft · $273/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13121 CREEKSIDE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13121 CREEKSIDE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13121 CREEKSIDE LANE FAQs
What would the monthly payment be for 13121 CREEKSIDE LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,509/mo — principal and interest, the actual property-tax bill, the $573/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13121 CREEKSIDE LANE?+
The association fee works out to $573 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13121 CREEKSIDE LANE?+
The most recent tax bill on record (2026) was $6,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13121 CREEKSIDE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $310,000, this home is listed about 6% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 13121 CREEKSIDE LANE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$310,000 runs 1278% above the PORT CHARLOTTE 33953 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $573/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of RIVERWOOD REALTY · Janice Fanstill. MLS #D6149189.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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