12228 MORTON AVENUE, PORT CHARLOTTE, FL, 33953
Active8 days on marketListed Oct 30, 2026MLS #D6149228
About this home
12228 MORTON AVENUE
Affordable Florida living with charm, comfort, and plenty of potential! This cute and cozy 2-bedroom, 2-bathroom home with a 1-car garage is a wonderful opportunity for first-time homebuyers, seasonal residents, investors, or anyone looking for an affordable home in Southwest Florida. With a little TLC and your personal touches, this home has the potential to become your perfect Florida retreat! Enjoy the screened-in lanai, ideal for sipping your morning coffee, relaxing with a good book, or enjoying Florida's beautiful weather without the bugs. The fenced backyard provides additional outdoor space for pets, gardening, entertaining, or simply enjoying your own private retreat. Location is another great feature! Conveniently situated near the North Port and Port Charlotte border, you'll enjoy easy access to shopping, dining, entertainment, and everyday conveniences. Coco Plum Village Shops offers a variety of popular retailers and restaurants, while the nearby North Port Aquatic Center provides fun for the whole family. Baseball fans will love being close to Cool. Today Park, the spring training home of the Atlanta Braves, and the Tampa Bay Rays spring training facilities at Charlotte Sports Park. Beautiful Gulf Coast beaches, golf courses, boating, fishing, and outdoor recreation are also within easy reach. Whether you're searching for a starter home, winter getaway, downsizing opportunity, or investment property, this affordable Port Charlotte home offers a great combination of location, potential, and Florida lifestyle. Bring your imagination and make this charming home your own!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,057
Sqft
0.23 ac
Lot size
1
Garage
1984
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,408 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,408/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.6%
$/sqft vs PORT CHARLOTTE SEC 047
$151 vs $295
Days on market
8 vs 55 typical
Where $151/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 047
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
8,318
Median age
57.3
Median income
$83,070
Median home value
$372,900
Avg household
2.46
Households w/ children
642
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
4 of 7
PORT CHARLOTTE SEC 047 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 611% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12228 MORTON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$189,900
12395 CHANCELLOR BOULEVARD · same community
2 bd · 1 ba · 1,004 sqft · $189/sqft · 2 DOM
Sold · Jul ’26$352,790
65 ALBRITTON STREET · same community
3 bd · 2 ba · 1,522 sqft · $232/sqft · 10 DOM
Sold · May ’26$597,500
31 RAMBLEWOOD STREET · same community
3 bd · 2.5 ba · 1,536 sqft · $389/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12228 MORTON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12228 MORTON AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12228 MORTON AVENUE FAQs
What would the monthly payment be for 12228 MORTON AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,408/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12228 MORTON AVENUE?+
The most recent tax bill on record (2025) was $945. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $160,000, this home is listed about 51% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 12228 MORTON AVENUE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6149228.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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