13365 PALAU CIRCLE, PORT CHARLOTTE, FL, 33953
Active15 days on marketListed Oct 23, 2026MLS #D6149263
About this home
13365 PALAU CIRCLE
Pre-Construction. To be built. Experience the ultimate Florida waterfront lifestyle with this luxury home to be built on a sailboat-accessible canal-front lot, featuring a private dock and no bridges to the harbor, offering boating access to the Gulf of America. This thoughtfully designed residence will feature 4 bedrooms, 3 bathrooms, and a resort-style pool with spa, blending elegant finishes with modern construction and comfort. Enjoy 12-foot ceilings, coffered ceiling details, porcelain wood-look tile throughout, impact-resistant glass, block construction with a stem wall, and a durable tile roof. The chef-inspired kitchen will showcase quartz countertops, a spacious center island, and stainless steel appliances, perfect for entertaining. The luxurious primary suite will offer dual sinks, a freestanding soaking tub, and a separate shower. Outdoor living takes center stage with a paver lanai, private pool and spa, and an outdoor kitchen, creating the perfect setting for alfresco dining, entertaining, and enjoying the Florida sunshine. Additional features include a paver driveway, whole-house reverse osmosis water filtration system, and irrigation system. Whether cruising to open water or relaxing in your private outdoor oasis, this exceptional waterfront property offers the opportunity to embrace the best of coastal Florida living. The first image depicts the proposed building rendering; all additional images are for illustrative purposes only and may not represent the final home, finishes, features, or specifications.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,458
Sqft
0.29 ac
Lot size
2027
Year built
One
Levels
$488
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,297 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,297/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+149.1%
$/sqft vs Port Charlotte actives
$488 vs $201
Days on market
15 vs 55 typical
Where $488/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
8,318
Median age
57.3
Median income
$83,070
Median home value
$372,900
Avg household
2.46
Households w/ children
642
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
157 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5233% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13365 PALAU CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$650,000
13045 IRWIN DRIVE · same community
4 bd · 3 ba · 2,268 sqft · $287/sqft · 369 DOM
Sold · May ’26$670,000
13477 IRWIN DRIVE · same community
3 bd · 3.5 ba · 2,686 sqft · $249/sqft · 386 DOM
Sold · Dec ’25$759,900
13449 PALAU CIRCLE · same community
3 bd · 2 ba · 2,182 sqft · $348/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13365 PALAU CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13365 PALAU CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13365 PALAU CIRCLE FAQs
What would the monthly payment be for 13365 PALAU CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,297/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13365 PALAU CIRCLE?+
The most recent tax bill on record (2025) was $1,625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $1,200,000, this home is listed about 264% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 13365 PALAU CIRCLE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Carlos Dasilva. MLS #D6149263.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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