1131 HOFFER STREET, PORT CHARLOTTE, FL, 33953
Active69 days on marketListed Aug 30, 2026MLS #N6145539
About this home
1131 HOFFER STREET
Welcome to a boater's paradise, where GULF ACCESS begins right from your own backyard! This beautiful 3-bedroom, 2-bath POOL HOME with a private office and 2,531 sq. ft. under roof sits on a SALTWATER CANAL and features a PRIVATE DOCK and 12,000-lb BOAT LIFT. Enjoy convenient access to open water with only one high-clearance bridge at SR 776 along the route. Inside, the home features 10' ceilings throughout, a 12'+ stepped ceiling in the living room, 8' doors, PGT hurricane-impact windows and impact exterior doors, luxury LVP flooring, and tile in the bathrooms. The spacious kitchen offers 42" cabinetry, quartz countertops, stainless steel appliances, backsplash, and an 8' island. The primary suite overlooks the canal and offers direct access to the lanai, a walk-in closet, dual vanities, and an oversized walk-in shower. Step outside to a spacious covered lanai and SALTWATER POOL with both HEATING AND COOLING for year-round enjoyment. Enjoy peaceful waterfront views and the occasional sight of dolphins and manatees passing by. Conveniently located near shopping, dining, medical facilities, and Gulf beaches, this home offers an exceptional opportunity to enjoy the Southwest Florida waterfront lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,852
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
One
Levels
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,460 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,460/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.5%
$/sqft vs Port Charlotte actives
$378 vs $201
Days on market
69 vs 55 typical
Where $378/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
8,318
Median age
57.3
Median income
$83,070
Median home value
$372,900
Avg household
2.46
Households w/ children
642
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
157 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3011% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1131 HOFFER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$374,900
13222 IRWIN DRIVE · same community
4 bd · 2.5 ba · 1,858 sqft · $202/sqft · 39 DOM
Sold · Oct ’26$425,000
13471 EISENHOWER DRIVE · same community
3 bd · 2 ba · 1,825 sqft · $233/sqft · 224 DOM
Sold · Aug ’26$240,000
1516 WESTOVER STREET · same community
3 bd · 2 ba · 1,882 sqft · $128/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1131 HOFFER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1131 HOFFER STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1131 HOFFER STREET FAQs
What would the monthly payment be for 1131 HOFFER STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,460/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1131 HOFFER STREET?+
The most recent tax bill on record (2025) was $7,600. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $699,900, this home is listed about 113% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 1131 HOFFER STREET?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,900 runs 3011% above the PORT CHARLOTTE 33953 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $749,500, now $699,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Katie Shevchenko. MLS #N6145539.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 1131 HOFFER STREET but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →