33 SEAWATCH DRIVE, BOCA GRANDE, FL, 33921
Active1 days on marketListed Nov 6, 2026MLS #D6149595
About this home
33 SEAWATCH DRIVE
Situated on the north end of Gasparilla Island is the 24-acre gated community of Seawatch, featuring 49 residences and 1,000 feet of frontage along the Gulf of Mexico. Privately located and nestled at the end of a cul-de-sac, this three-bedroom, three-bath home offers over 2,800 square feet of living space, combining comfort and style with spectacular views of both the Gulf of Mexico and Lake Gasparilla. The main level offers an open-concept floor plan, high beadboard ceilings, carpet flooring, built-in cabinetry, a fireplace, and an abundance of natural light that complements the interior's soft neutral décor. Also located on this level are two guest bedrooms, one ensuite and one with an adjacent bathroom. The kitchen features wood flooring, Corian countertops, wood cabinetry, and a breakfast area surrounded by windows, creating a warm and inviting ambiance. The upper-level primary suite features a private terrace, walk-in closets, a spa-like bath, and dual sinks. Updates include new hurricane-impact windows and doors and a newer air-conditioning system. Additional highlights include a Seawatch room offering unparalleled views of both the Gulf of Mexico and Lake Gasparilla, an attached two-car garage, and a spacious storage/workshop area that adds to the ease of everyday living. The gated community of Seawatch offers four beach dune walkovers, two swimming pools, two tennis courts, and an exceptional setting between Lake Gasparilla and the Gulf of Mexico, providing residents with a truly distinctive Boca Grande coastal lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,808
Sqft
0.2 ac
Lot size
1994
Year built
Multi/Split
Levels
$917
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$21,420 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,420/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+203.5%
$/sqft vs Boca Grande actives
$917 vs $1,377
Days on market
1 vs 15 typical
Where $917/sqft sits among the 62 Boca Grande actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Grande
Get to know Boca Grande. See the full Boca Grande guide →
BOCA GRANDE 33921 — neighborhood snapshot
Population
391
Median age
69.7
Median home value
$2,000,000
Avg household
1.45
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Grande market
$1.7M → $4.7M
Boca Grande median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
9 of 62
Boca Grande actives have cut their price
Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →
Paper trail
This home's history
Reality check
What actually sold near 33 SEAWATCH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,400,000
43 SEAWATCH LAKE DRIVE · same community
3 bd · 3 ba · 3,074 sqft · $781/sqft · 16 DOM
Sold · Oct ’26$3,602,000
5000 GASPARILLA ROAD UNIT 48-B
3 bd · 3 ba · 2,822 sqft · $1,276/sqft · 0 DOM
Sold · May ’26$1,925,000
5858 GASPARILLA ROAD UNIT 39
3 bd · 3 ba · 2,779 sqft · $693/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 33 SEAWATCH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 33 SEAWATCH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
33 SEAWATCH DRIVE FAQs
What would the monthly payment be for 33 SEAWATCH DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $21,420/mo — principal and interest, the actual property-tax bill, the $867/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 33 SEAWATCH DRIVE?+
The association fee works out to $867 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 33 SEAWATCH DRIVE?+
The most recent tax bill on record (2026) was $38,681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 33 SEAWATCH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Grande?+
At $2,575,000, this home is listed about 1% below the Boca Grande median of $2,595,000. The market section on this page shows how the area is trending.
Which schools are assigned to 33 SEAWATCH DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,575,000 runs 29% above the BOCA GRANDE 33921 median — but at 2,808 sqft it's also 46% larger than the typical Boca Grande listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $867/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 1 day on market in a Boca Grande market that averages 15 — if it fits, move quickly.
05Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GULF TO BAY SOTHEBY'S INTERNAT · Jeff Moore. MLS #D6149595.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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