17726 SE 106TH TERRACE, SUMMERFIELD, FL, 34491
Active27 days on marketListed Sep 14, 2026MLS #G5117699
About this home
17726 SE 106TH TERRACE
Welcome home to this spacious beautiful Dogwood Model A ONE OWNER HOME! SELLING TURNKEY MOVE IN READY WITH ALL THE FURNITURE, SILVERWARE, KITCHEN UTENSILS, LINEN AND MISCELLANEOUS ITEMS! This is one of the biggest 3-bedroom, (Split bedrooms) primary is on one side for added privacy and the other 2 bedrooms are on the opposite side of the home) 2-bathroom, 2 car garage with a residential Lanai under heat and ac in Spruce Creek South. The collectible and vintage items around the house and inside the display cabinets DO NOT CONVEY.! The GOLF-CART IS INCLUDED WITH AN ACCEPTED OFFER! This is a Gated Golf course Golfcart 55 Plus Community. Ideally located in a quiet cul-de-sac near the main gate, with easy in and out access. It is legal to drive your golfcart through this main gate as well! * Property Highlights include * Roof is newer, it is a 2022, The HVAC is a 2023, Newer Windows 2010! You will appreciate having A Large living room in the heart of the home connecting directly to the lanai and L shape to dining area, which connects to the spacious kitchen. The enclosed lanai offers a spacious 12' x 29' area, providing plenty of room for relaxing, entertaining, and enjoying Florida’s lifestyle under heat and ac. Garage: Oversized 2-car garage with laundry area and side door. Location & Community Features: Located in the active, 55+ gated community of Spruce Creek South with an on-site entry guard and security. Main Amenities: 18-hole golf course, pro shop, restaurant, community pool, tennis courts, and a dog park. Sports Facilities: Dedicated spaces for pickleball, shuffleboard, softball, and nature/bike paths, Dog park area, additional gated parking space for added cost semi or yearly in back of community. The Community Center: Features a live performance stage for ongoing events throughout the year, dance floor, dining area, and a community kitchen. Recreation Rooms: Dedicated spaces for library, billiards, crafts, cards, dominoes, mahjong, and more... This is Golf-cart friendly neighborhood, (there are at least two golf cart parades in the year...One for the fourth of July and one for Christmas) You get to participate in decorating your golfcart and competing for a price, or you can just watch, Lots of Fun! A key feature of this community is that You can legally go out the front gate and cross 441 which takes you to tons of establishment amenities. You are withing minutes to shopping, dining, barber, hair and nail salons, banks, gas station, hospitals, urgent care, dentist, and specialty clinics, just to name a few. There is even a Super Walmart across the community on 441 just 5 minutes away. Spruce Creek South is situated just 2 miles from The Villages which is a destination, offering everyday entertainment in the square with life music and events, more restaurants and shops! You will be a short drive from Orlando and Tampa attractions as well. At this price with all these improvements, it is sure to please and check many boxes, don't miss out make your showing appointment today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,726
Sqft
0.25 ac
Lot size
2
Garage
1989
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,116 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,116/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.7%
$/sqft vs SPRUCE CREEK SOUTH
$151 vs $170
Days on market
27 vs 75 typical
Where $151/sqft sits among the 15 homes for sale in SPRUCE CREEK SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
5 of 15
SPRUCE CREEK SOUTH have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 17726 SE 106TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$289,900
17576 SE 96 COURT · same community
3 bd · 2 ba · 1,726 sqft · $168/sqft · 39 DOM
Sold · Nov ’25$287,000
17475 SE 107TH COURT · same community
2 bd · 2 ba · 1,678 sqft · $171/sqft · 197 DOM
Sold · Aug ’26$225,000
17855 SE 99TH AVENUE · same community
2 bd · 2 ba · 1,678 sqft · $134/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 17726 SE 106TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17726 SE 106TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17726 SE 106TH TERRACE FAQs
What would the monthly payment be for 17726 SE 106TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,116/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17726 SE 106TH TERRACE?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17726 SE 106TH TERRACE?+
The most recent tax bill on record (2025) was $1,495. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17726 SE 106TH TERRACE?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $260,900, this home is listed about 10% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17726 SE 106TH TERRACE?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Gerrie Cosme Matias. MLS #G5117699.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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