9619 SE 174TH PLACE ROAD, SUMMERFIELD, FL, 34491
Active34 days on marketListed Sep 7, 2026MLS #G5117172
About this home
9619 SE 174TH PLACE ROAD
A gem in Spruce Creek South, a 55+ golf community! 2 Bed/2 Bath extended PALM model! Check ALL the major HOUSE maintenance items off the list……. BRAND NEW EPOXY DRIVEWAY AUG 2026, NEW ROOF 2024, New DOUBLE PANE WINDOWS 2024 throughout the house, NEW HWH 2024, NEW LVP FLOORING 2024 throughout the main living area and bedrooms, NEW HVAC 2024, NEW AWNINGS 2024 over front windows, NEW exterior entry door to garage 2026, NEW BIRDCAGE 2025 over the 20’ x 12’ patio creating a perfect spot for an outdoor oasis, just needs a firepit or a hot tub!! This beautiful home is MOVE IN READY!! A large open kitchen offers many cabinets for plenty of storage with a generous space for a breakfast nook and a sliding glass door to the outdoor birdcage area which also makes grilling outdoors very convenient to the kitchen. A 9 x 9 bonus area off the kitchen has many possibilities, small office or a large walk-in pantry! Both bedrooms are spacious and each has a roomy walk in closet. The EXTENDED Lanai has sliding windows for those breezy days, an electric fireplace for those chilly days and a portable AC for those “Not so chilly days”! This room has many possibilities!!! This development has a LOCATION and CONVENIENCE that is key to living in Spruce Creek South. It is located off of US Highway 441 in Summerfield, FL on the north end of a conduit to an ABUNDANCE of stores, restaurants, hospital and medical facilities, and professional offices. Spruce Creek amenities include an “on property” restaurant, pool and fitness center with spa facilities, a Clubhouse that has game rooms and an event space available to the residents, golf course, Tennis courts, softball field, shuffleboard, Dog park, and walking & bike paths. Only minutes away from Spanish Springs Town Square in The Villages, where you can enjoy the nightly entertainment and to visit the many shops and restaurants it has available! Partial furniture does convey with the purchase; Dining room table and chairs, Kitchen table and chairs, master bedroom furniture, second bedroom 2 dressers, portable AC unit (in lanai). HOT TUB and PORTABLE HOME GENERATOR are available FOR A SEPARATE PRICE! This house is a MUST SEE!!! Call for a private showing!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,590
Sqft
0.2 ac
Lot size
2
Garage
1994
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,310 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,310/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.1%
$/sqft vs SPRUCE CREEK SOUTH
$170 vs $167
Days on market
34 vs 70 typical
Where $170/sqft sits among the 15 homes for sale in SPRUCE CREEK SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
5 of 15
SPRUCE CREEK SOUTH have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9619 SE 174TH PLACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$259,990
9916 SE 175TH PLACE · same community
2 bd · 2 ba · 1,603 sqft · $162/sqft · 53 DOM
Sold · Sep ’26$207,000
17960 SE 108TH COURT · same community
2 bd · 2 ba · 1,570 sqft · $132/sqft · 12 DOM
Sold · Jan ’26$210,000
17728 SE 97TH AVE · same community
2 bd · 2 ba · 1,550 sqft · $135/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9619 SE 174TH PLACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9619 SE 174TH PLACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9619 SE 174TH PLACE ROAD FAQs
What would the monthly payment be for 9619 SE 174TH PLACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,310/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9619 SE 174TH PLACE ROAD?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9619 SE 174TH PLACE ROAD?+
The most recent tax bill on record (2025) was $3,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9619 SE 174TH PLACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $269,900, this home is listed about 7% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9619 SE 174TH PLACE ROAD?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Dedee Messina. MLS #G5117172.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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