CENTURY 21 Edge
$949,9003 bd2 ba2,680 sqft$354 /sqft≈$6,173 /mo all-in ↓

1126 MIONA SHORES DRIVE, THE VILLAGES, FL, 32162

Active10 days on marketListed Oct 2, 2026MLS #G5118336

Private poolSingle Family ResidenceTHE VILLAGES

About this home

1126 MIONA SHORES DRIVE

Virtually Staged. NO BOND !!! SPECTACULAR ST. CHARLES PREMIER POOL HOME WITH EXTENSIVE UPGRADES IN THE VILLAGES! Welcome to exceptional Florida living in the prestigious, all Premier Village of Bridgeport at Miona Shores! Situated on an oversized corner lot of more than a quarter acre, this magnificent St. Charles residence combines elegant architectural details, extensive recent upgrades, exceptional privacy, and an extraordinary outdoor entertaining experience. From the moment you arrive, you'll appreciate the beautifully maintained landscaping, enhanced landscape lighting, attractive painted driveway, and impressive curb appeal. Step inside to discover soaring 12 foot ceilings, elegant crown molding, decorative tray ceilings, abundant natural light, and beautiful tile flooring throughout the main living areas. A GOURMET KITCHEN DESIGNED TO IMPRESS! The spacious kitchen features staggered cherry cabinetry, granite countertops, stainless steel appliances, a center island, gas cooktop with stainless steel hood, wall convection oven, generous breakfast bar, pull out cabinetry, and under cabinet lighting. Recent appliance upgrades include a refrigerator (2024), gas cooktop (2024), dishwasher (2021), and garbage disposal (2023).ELEGANT AND SPACIOUS LIVING! The luxurious primary suite features a tray ceiling, newer luxury vinyl plank flooring, two walk-in closets, a Roman shower, a relaxing soaking tub, and abundant storage. Two generously sized guest bedrooms also feature newer luxury vinyl plank flooring, while the guest bathroom offers a private shower and water closet. Additional interior enhancements include a bathroom remodel completed in 2024, beautiful plantation shutters, a custom closet, a wall bed, and an upgraded entertainment center added in October 2025. YOUR PRIVATE FLORIDA OASIS AWAITS! Step outside to an expansive covered lanai and screened pool enclosure designed for exceptional year round entertaining. Enjoy the fully equipped summer kitchen, solar and gas heated swimming pool with automatic fill, remote controlled roll up lanai shade, and beautifully landscaped surroundings offering exceptional privacy. A partial view of Lake Miona adds to this remarkable outdoor setting. The pool pump and filter were replaced in January 2026. EXTENSIVE UPGRADES AND PREMIUM FEATURES! This exceptional residence offers a Generac Whole House Generator installed in April 2026, an instant tankless water heater installed in November 2024, a Culligan water filtration system installed in February 2026, security cameras, a hardwired security system, dual climate zones, and enhanced landscape lighting. Additional conveniences include an electric garage door screen, Magic Stairs, an electric attic lift, attic stairs, and a solar attic fan. The driveway was improved in February 2023. OVERSIZED GARAGE The impressive oversized two car garage with tandem golf cart parking provides exceptional flexibility, convenience, and storage. Additional features include a washer and dryer, and grill accessories. Ideally located in the prestigious Village of Bridgeport at Miona Shores, this remarkable property combines elegant design, substantial recent improvements, generous indoor living spaces, and an extraordinary outdoor retreat. EXPERIENCE THE ULTIMATE FLORIDA LIFESTYLE! With its spectacular pool, private outdoor entertaining areas, impressive upgrades, spacious corner lot, and distinctive Premier Village location, this extraordinary St. Charles ready to welcome you home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,680

Sqft

0.34 ac

Lot size

2

Garage

2008

Year built

One

Levels

$354

Per sqft

Private poolWater view55+ community

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorAttic Fan · Ceiling Fan(s) · Crown Molding · High Ceilings · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Golf Cart Garage · Oversized
ExteriorIrrigation System · Outdoor Kitchen · Rain Gutters · Sliding Doors

Community & fees

HOA fee$200/mo
Taxes (2025)$3,971/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,173 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2025 actual bill$331
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $94,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $94,990
Interest rate6.00%
Loan term

Estimated payment

$6,173/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$331
HOA / condo fee$200
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $950K
$729KedgeAI estimate $844,042 · range $760K–$928K$988K

vs edgeAI estimate

+12.5%

$/sqft vs THE VILLAGES

$354 vs $249

Days on market

10 vs 45 typical

Where $354/sqft sits among the 210 homes for sale in THE VILLAGES

64
73
36
15
7 · this home
15
$196–231$231–266$266–301$301–336$336–372$372+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Drive times from this address

Downtown Orlando≈ 61 min
Universal Orlando≈ 64 min
Walt Disney World≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Marion County School District

ElementaryHarbour View Elementary School★★★★★
MiddleLake Weir Middle School★★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$365K → $360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

100 of 210

THE VILLAGES have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 171% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $949,900 · 10 days on market since
2008Built · THE VILLAGES

Reality check

What actually sold near 1126 MIONA SHORES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

728 DOWDING WAYSold · Dec ’25

$850,000

728 DOWDING WAY · same community

3 bd · 2 ba · 2,443 sqft · $348/sqft · 4 DOM

1903 IBARRA PLACESold · Dec ’25

$495,000

1903 IBARRA PLACE · same community

3 bd · 2 ba · 2,310 sqft · $214/sqft · 1 DOM

1198 READING ROADSold · May ’26

$544,000

1198 READING ROAD · same community

3 bd · 2.5 ba · 2,168 sqft · $251/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1126 MIONA SHORES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1126 MIONA SHORES DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1126 MIONA SHORES DRIVE FAQs

What would the monthly payment be for 1126 MIONA SHORES DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,173/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1126 MIONA SHORES DRIVE?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1126 MIONA SHORES DRIVE?+

The most recent tax bill on record (2025) was $3,971. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1126 MIONA SHORES DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $949,900, this home is listed about 138% above the The Villages median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1126 MIONA SHORES DRIVE?+

Harbour View Elementary School (elementary), Lake Weir Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of JUDY L. TROUT REALTY · Kristina Thomas. MLS #G5118336.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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