
1129 SANTA CRUZ DRIVE, THE VILLAGES, FL, 32162
Active8 days on marketListed Oct 12, 2026MLS #G5118975
About this home
1129 SANTA CRUZ DRIVE
12 MONTH LEASE ONLY / FULLY FENCED / FULLY FURNISHED / VERY PRIVATE, COURTYARD VILLA - so close to Glenview Country Club, Lopez Country Club, Lake Sumter Landing, Spanish Springs, COSTCO, HobbyLobby and several grocery stores. EASTERN FACING BACKYARD **NO CARPET**. 28' X 17' Supersized 'bird cage' (BRAND NEW screen on full cage walls and roof) with BRICK PAVERS. Private backyard has matching paver walkways - This space will become your favorite room of the house! The kitchen has lovely cabinets with pullout shelves and crown molding. Soaring ceilings with several ceiling fans give this home that wide open feel you are searching for. The master 'suite retreat' has lots of wall space to make furniture placement easy, along with a sliding glass door to let in the natural light, as well as a HUGE walk in closet & en-suite bath with raised vanity and step in shower. The guest wing has a lovely bath with large vanity and large linen closet. The secondary bedroom boasts a fabulous Murphy Bed/Wall Bed with DESK - TALK ABOUT THE PERFECT HOME OFFICE SPACE! *Raised panel doors *Floored Attic Space with Pull Down Stairs * Keyless entry at Garage * Upright freezer included * Microwave vented to the outside. ALL OF THE BEST SHOPPING, MEDICAL AND RESTAURANTS are located practically at your back door. Prospective tenant(s) must provide copy of driver licenses for ALL occupants and a credit report with all pages AND credit score, are also required - No exceptions, please. FIRST MONTH'S RENT/LAST MONTH'S RENT & SECURITY DEPOSIT OF $2150, PLUS CLEANING FEE AND PET FEE (IF APPLICABLE) REQUIRED AT LEASE SIGNING.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,102
Sqft
0.09 ac
Lot size
1999
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs The Villages actives
$2 vs $251
Days on market
8 vs 45 typical
Where $2/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
225 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 1129 SANTA CRUZ DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$270,000
1104 SAN BERNARDO ROAD · same community
2 bd · 2 ba · 1,146 sqft · $236/sqft · 26 DOM
Sold · Sep ’26$287,000
1137 SANTA CRUZ DRIVE · same community
2 bd · 2 ba · 1,214 sqft · $236/sqft · 173 DOM
Sold · Nov ’25$285,000
1137 SANTA CRUZ DRIVE · same community
2 bd · 2 ba · 1,214 sqft · $235/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1129 SANTA CRUZ DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1129 SANTA CRUZ DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1129 SANTA CRUZ DRIVE FAQs
What would the monthly payment be for 1129 SANTA CRUZ DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1129 SANTA CRUZ DRIVE?+
The listing reports pets: Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $2,150, this home is listed about 99% below the The Villages median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1129 SANTA CRUZ DRIVE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNSHINE REALTY GROUP · Angie Taylor. MLS #G5118975.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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