CENTURY 21 Edge
$2,1502 bd2 ba1,102 sqft$2 /sqft≈$176 /mo all-in ↓

1129 SANTA CRUZ DRIVE, THE VILLAGES, FL, 32162

Active8 days on marketListed Oct 12, 2026MLS #G5118975

✦ Priced 99% below the THE VILLAGES 32162 medianFully furnishedVillaVILLAGES OF SUMTER VILLA SAN LEANDRO

About this home

1129 SANTA CRUZ DRIVE

12 MONTH LEASE ONLY / FULLY FENCED / FULLY FURNISHED / VERY PRIVATE, COURTYARD VILLA - so close to Glenview Country Club, Lopez Country Club, Lake Sumter Landing, Spanish Springs, COSTCO, HobbyLobby and several grocery stores. EASTERN FACING BACKYARD **NO CARPET**. 28' X 17' Supersized 'bird cage' (BRAND NEW screen on full cage walls and roof) with BRICK PAVERS. Private backyard has matching paver walkways - This space will become your favorite room of the house! The kitchen has lovely cabinets with pullout shelves and crown molding. Soaring ceilings with several ceiling fans give this home that wide open feel you are searching for. The master 'suite retreat' has lots of wall space to make furniture placement easy, along with a sliding glass door to let in the natural light, as well as a HUGE walk in closet & en-suite bath with raised vanity and step in shower. The guest wing has a lovely bath with large vanity and large linen closet. The secondary bedroom boasts a fabulous Murphy Bed/Wall Bed with DESK - TALK ABOUT THE PERFECT HOME OFFICE SPACE! *Raised panel doors *Floored Attic Space with Pull Down Stairs * Keyless entry at Garage * Upright freezer included * Microwave vented to the outside. ALL OF THE BEST SHOPPING, MEDICAL AND RESTAURANTS are located practically at your back door. Prospective tenant(s) must provide copy of driver licenses for ALL occupants and a credit report with all pages AND credit score, are also required - No exceptions, please. FIRST MONTH'S RENT/LAST MONTH'S RENT & SECURITY DEPOSIT OF $2150, PLUS CLEANING FEE AND PET FEE (IF APPLICABLE) REQUIRED AT LEASE SIGNING.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,102

Sqft

0.09 ac

Lot size

1999

Year built

One

Levels

$2

Per sqft

Furnished55+ community

Inside

FlooringLaminate · Tile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedFurnished

Outside & construction

FacesWest
ExteriorRain Gutters · Sliding Doors

Community & fees

PetsDogs OK, Number Limit
CommunityClubhouse · Dog Park · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$176 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$13
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $75Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $75
Interest rate6.00%
Loan term

Estimated payment

$176/mo

Principal & interest$13
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs The Villages actives

$2 vs $251

Days on market

8 vs 45 typical

Where $2/sqft sits among the 400 The Villages actives

0 · this home
1
26
227
100
46
$2–68$68–134$134–200$200–266$266–332$332+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Drive times from this address

Downtown Orlando≈ 71 min
Universal Orlando≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$365K → $360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

225 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Oct 12, 2026Listed at $2,150 · 8 days on market since
1999Built · VILLAGES OF SUMTER VILLA SAN LEANDRO

Reality check

What actually sold near 1129 SANTA CRUZ DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1104 SAN BERNARDO ROADSold · Apr ’26

$270,000

1104 SAN BERNARDO ROAD · same community

2 bd · 2 ba · 1,146 sqft · $236/sqft · 26 DOM

1137 SANTA CRUZ DRIVESold · Sep ’26

$287,000

1137 SANTA CRUZ DRIVE · same community

2 bd · 2 ba · 1,214 sqft · $236/sqft · 173 DOM

1137 SANTA CRUZ DRIVESold · Nov ’25

$285,000

1137 SANTA CRUZ DRIVE · same community

2 bd · 2 ba · 1,214 sqft · $235/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1129 SANTA CRUZ DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1129 SANTA CRUZ DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1129 SANTA CRUZ DRIVE FAQs

What would the monthly payment be for 1129 SANTA CRUZ DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1129 SANTA CRUZ DRIVE?+

The listing reports pets: Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $2,150, this home is listed about 99% below the The Villages median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1129 SANTA CRUZ DRIVE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SUNSHINE REALTY GROUP · Angie Taylor. MLS #G5118975.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1129 SANTA CRUZ DRIVE, THE VILLAGES, FL — 2 Bed, 2 Bath — $2,150 | CENTURY 21 Edge